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1304 Murray Rd, Taylorsville, KY, 40071

4beds
2baths
2,298sqft
$859,900
$374price/sqft
$5,590/moest. monthly cost
$223,600/yrincome needed

About This Home

Tucked away on 41.1 acres of gently rolling countryside, this beautifully crafted oak log cabin offers a rare blend of privacy, recreation, and functionality. Built in 2014, the home features 4 bedrooms, 2 full baths, and 2,298 finished square feet filled with rich wood tones, exposed beams, and timeless rustic character. Inside, you'll find a warm and inviting interior with beautiful craftsmanship throughout, including cherry butcher block countertops, large windows that bring in natural light and showcase the surrounding views, and two impressive rock fireplaces that create cozy gathering spaces. The wraparound deck offers the perfect place to relax and take in the peaceful setting. Outside, the property opens up to a beautiful mix of open pasture and wooded hills, creating an ideal setting for those who love the outdoors. Whether your interests include hunting, horseback riding, fishing, kayaking, trail riding, or simply enjoying room to roam, this property offers a lifestyle that is hard to duplicate. Elk Creek meets the Salt River on the property, adding both scenic beauty and recreational appeal. The improvements continue with a 30' x 31' three-car detached garage complete with a car lift, plus an impressive 38' x 60' barn featuring 4 stalls, a tack room, hay loft, and a 12 foot lean to. With a combination of cabin charm, usable acreage, water access, and serious outbuildings, this is a unique opportunity for anyone seeking a private retreat, horse property, or full-time country lifestyle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Frame,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 919
  • Finished area above ground: 1,379

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,379
  • Total interior livable area: 2,298 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Office

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21030B

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Wrap Around,Deck,Porch
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Wood

Lot

  • Lot size: 41.10 Acres
  • Features: Cleared,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$359$4,308
Property Taxes $702$8,424
Electricity $181$2,177
Total$5,590$67,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,657/yr
40% on housing$167,700/yr
45% on housing$149,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$178
Spencer County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$874,900
2025-07-03Listing removed$925,000
2025-04-29Price change$925,000
2025-03-21Listed for sale$940,000

For Sale by Agent

AgentJeremy Byers
BrokerageRE/MAX Premier Properties

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