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114 Hardin Ct, Taylorsville, KY, 40071

1beds
1baths
1,923sqft
$269,999
$140price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Two homes are better than one! Welcome home to 114 Hardin Ct.! Located just 5 miles from Taylorsville Lake, this beautifully remodeled home boasts modern updates, a neutral design + tons of flexibility. The main residence with just under 1100 sq. ft. -features 1 LARGE bedroom, 1 bath, plus a versatile bonus/flex space with its own walk-in closet! Space could be utilized as a second bedroom, nursery, or office! The fully remodeled Accessory Dwelling Unit (ADU) offers 850 additional sq. ft., 1 bed, 1 bath, a bonus loft space, its own metered utilities, & a full kitchen! Truly a turnkey secondary home! Whether you're looking to offset your mortgage with rental income, host an Airbnb, or accommodate guests, the possibilities are endless. Buyer to verify all pertinent information. Updates in both homes include: All new kitchen and baths, flooring, windows, doors, cabinets, countertops, fixtures, and fresh paint throughout.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
4/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,072

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,923 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: t23034

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$113$1,356
Property Taxes $226$2,712
Electricity $154$1,850
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$186
Spencer County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$310,000
2026-05-11Listing removed$310,000
2026-05-01Listed for sale$310,000
2026-04-16Listing removed$160,000
2026-04-14Listed for sale$160,000
2026-04-12Listing removed$1,425
2026-03-22Listed for rent$1,425

For Sale by Agent

AgentWhitney Holcomb
BrokerageCollective Roots Agency

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