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7026 Island Center Road NE, Bainbridge Island, WA, 98110

3beds
3baths
1,552sqft
$840,500
$542price/sqft
$5,107/moest. monthly cost
$204,280/yrincome needed

About This Home

Nested in a sunlit clearing among the cedars and pines, this charming Bainbridge Island home offers a rare blend of woodland privacy, natural light, and everyday convenience. Inspired by the simple romance of Swedish farmhouse design, the home feels warm and soulful, with thoughtfully placed antique farmhouse windows, inviting gathering spaces, and a comfortable tri-level layout. A balcony-style deck looks out into the evergreens, creating a quiet tree house feeling above the landscape. Set on approximately 1.61 acres, the property includes open garden space, wooded surroundings, and a chicken coop for a touch of island homestead living. Tucked away yet centrally located, the home is about 10 minutes from the Winslow ferry and downtown Bainbridge, and about 5 minutes from the beaches, restaurants, and Historic Lynwood Theatre of Lynwood Center. A special island retreat with sunlight, privacy, character, and room to breathe.

Getting Around

3
WalkingCar-Dependent
13
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

9/10
Woodward Middle SchoolGrades 7-81.7 mi
10/10
Bainbridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: Baseboard,Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,552
  • Total interior livable area: 1,552 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 41780000340305
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope,Sloped
  • Residential vegetation: Fruit Trees,Wooded

Lot

  • Lot size: 1.61 Acres
  • Features: Deck

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,250$51,000
Home Insurance *$156$1,872
Property Taxes $552$6,624
Electricity $149$1,793
Total$5,107$61,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,097/yr
40% on housing$153,210/yr
45% on housing$136,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$528
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Pending sale$840,500
2026-05-26Listed for sale$840,500
2010-10-25Sold$179,090
2002-07-10Sold$75,000
1999-08-24Sold$30,000

For Sale by Agent

AgentAdam Foley
BrokerageRealogics Sotheby's Int'l Rlty

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