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916 5th St SW, Waseca, MN, 56093

2beds
2baths
2,128sqft
$184,900
$87price/sqft
$1,460/moest. monthly cost
$58,400/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-3/4 and 1- 1/2 -bath home offering comfort, convenience, and plenty of outdoor appeal. It has been thoughtfully updated with newer siding, newer roof, newer appliances, and half the windows are newer too! This home is ready for its next owner to make it their own. The inviting layout features a spacious living area, a generous dining room/ kitchen, large main level bathroom, and 2 bedrooms. There are built ins at the end of the hallway, and the home boasts the desired laundry shoot! An unfinished basement sweetens the deal by offering abundant storage and endless possibilities for future living space. A single attached garage and a storage shed are part of the property for added convenience. The exterior space of this property is wonderful! Enjoy the peaceful backyard from the deck, relax on the welcoming front patio, or take in the beauty of the mature trees and multiple established flower gardens that surround the property. Located directly across from a park, you'll enjoy picturesque views and easy access to green space right outside your front door. Whether you're looking for your first home, your “step up” home, or a place to downsize, this well-maintained property offers a wonderful combination of updates, charm, and location. Be sure to make it yours!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Hartley Elementary SchoolGrades PK-31.1 mi
6/10
6/10
Waseca Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Unfinished,Block,Full

Bedroom

  • Level: Main
  • Area: 141.57

Bedroom1

  • Level: Main
  • Area: 118.33999999999999

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Combine with Kitchen,Eat-in Kitchen,Informal Dining Room

Features

  • Ceiling Fan(s),Eat-In Kitchen,Natural Woodwork,Bath Description: 1/2 Basement,Main Floor 3/4 Bath
  • Finished area below ground: 0
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: Main
  • Area: 207.2

Living Room

  • Level: Main
  • Area: 244.2

Property

Details

  • Parcel number: 175900270
  • Foundation area: 1064

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped,Tree Coverage - Medium,Paved
  • Lot size dimensions: 11,286 sq ft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Waseca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$162$1,944
Property Taxes $185$2,220
Electricity $179$2,153
Total$1,460$17,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,057/yr
40% on housing$43,800/yr
45% on housing$38,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 56093$160
Waseca County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 56093
Waseca County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$184,900
2016-11-22Sold$79,000
2011-08-15Sold$40,000

For Sale by Agent

AgentMICHELLE STARKEY
BrokerageTrue Real Estate

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