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612 Church St, Hannibal, MO, 63401

3beds
3baths
2,202sqft
$62,500
$28price/sqft
$599/moest. monthly cost
$23,960/yrincome needed

About This Home

A two-story home that could be a tri-plex or converted back to a single-family home. The main level has one unit that has a living room, dining room, bedroom, kitchen, and bathroom. The second level has two units--each unit has a bedroom, living room/kitchen area, and bathroom. New roof in 2023. Metal Shingles. There are extras in the foyer for you to see. There is still some nice decorative woodwork in the home and the staircase is in tact. The property is being sold as is. Located near downtown.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Hannibal Middle SchoolGrades 6-82.0 mi
5/10
Hannibal Sr. High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,202

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,202
  • Total interior livable area: 2,202 sqft

Property

Details

  • Parcel number: 010.09.29.4.09.013.000
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 2,221 sqft
  • Lot size dimensions: 34 x 65

Parking

  • Parking features: No Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $316$3,792
Home Insurance *$76$912
Property Taxes $39$468
Electricity $168$2,017
Total$599$7,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,537/yr
40% on housing$17,970/yr
45% on housing$15,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$124
Marion County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-16Listed for sale$62,500
2022-10-03Sold--
2022-09-25Pending sale$30,000
2022-09-22Listed for sale$30,000

For Sale by Agent

AgentTeree Haynes
BrokerageHannibal Realty LLC

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