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4540 NW Inverness Court, Bremerton, WA, 98312

3beds
3baths
2,078sqft
$599,000
$288price/sqft
$3,768/moest. monthly cost
$150,720/yrincome needed

About This Home

Enjoy Dyes Inlet water views to the east from your main floor and the separate private bedroom upstairs, expansive outside deck from this home off of Chico Way. The real hardwood floors throughout the main floor were completely resurfaced, stained, and sealed. Kitchen was remodeled with new flooring, countertops, sink, faucet, garbage disposal, and all new appliances including refrigerator, stove, microwave, and dishwasher. Huge back yard has a chicken coop or garden shed and several fruit trees plus grape vines. You could have the primary bedroom on the main floor or in the separate area on the second floor; both have their own private baths. Use your big two car garage. The water views will be there everyday.

Getting Around

7
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10
10/10

Construction

Condition

  • Property condition: Good
  • Year built: 1965

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Utility

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Flooring: Engineered Hardwood,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,078
  • Total interior livable area: 2,078 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 44000000300002
  • Zoning: RR (1 DU/5 ac)
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Bay,See Remarks,Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.50 Acres
  • Features: Dead End Street,Paved,Deck,Outbuildings
  • Lot size dimensions: 87' x 223' x 112' x 2 x x '

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$152$1,824
Property Taxes $439$5,268
Electricity $149$1,793
Total$3,768$45,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,188/yr
40% on housing$113,040/yr
45% on housing$100,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$261
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$599,000
2026-03-26Listing removed$620,000
2025-11-18Price change$620,000
2025-09-25Price change$635,000
2025-08-15Listed for sale$650,000
2023-04-26Listing removed--
2023-03-28Listed for rent$2,400
2019-09-14Listing removed$2,000
2019-08-16Price change$2,000
2019-08-09Listed for rent$2,100
2018-01-17Listing removed$1,795
2017-11-18Price change$1,795
2017-11-02Listed for rent$1,850
2017-08-16Listing removed$319,000
2017-08-01Price change$319,000
2017-06-17Listed for sale$325,000
2016-05-28Listing removed$350,000
2016-02-12Price change$350,000
2015-07-18Price change$365,000
2015-04-30Listed for sale$400,000
2006-06-30Sold$270,000
1999-08-24Sold$126,900

For Sale by Agent

AgentMarcus Hoffman
BrokerageJohn L. Scott, Inc.

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