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10150 Demick Dr, Mineral Point, MO, 63660

2beds
2baths
1,560sqft
$179,500
$115price/sqft
$1,274/moest. monthly cost
$50,960/yrincome needed

About This Home

Spring-Fed Lakefront Living at Its Finest! Welcome to your private lakefront oasis in Potosi Lake Estates! Tucked away on a quiet, dead-end corner lot complete with a convenient 1-car carport, 2-bedroom, 2-bathroom home offers the perfect blend of tranquility and recreation, all just steps from the community beach and swimming area. The main level features a bright living room that flows into a stunning all-season room, boasting panoramic, year-round views of the pristine, spring-fed lake. Step outside onto the expansive covered deck—the ultimate spot for morning coffee or evening entertaining overlooking your private dock. The finished, full walk-out basement doubles your living space, featuring a spacious family room equipped with a wet bar (sink and fridge), a dedicated sleeping area, a laundry room, and a full bath with a shower. Walk straight out the lower level to a covered patio, follow the path directly to your private dock, and cast a line into the deep water, perfect for both great fishing and swimming. Don't miss your chance to own this slice of lakefront paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Potosi Elementary SchoolGrades PK-36.0 mi
6/10
5/10
Potosi High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1961

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished,Full,Sleeping Area,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 780
  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 207.0035002005010.00000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Lake,Water
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake Front,Lake Privileges
  • Waterbody name: Potosi Lake

Lot

  • Lot size: 3,820 sqft
  • Features: Corner Lot,Cul-De-Sac,Waterfront

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Carport,Driveway,Gravel,Off Street,Oversized,RV Access/Parking
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$149$1,788
Property Taxes $77$924
Electricity $141$1,693
Total$1,274$15,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,680/yr
40% on housing$38,220/yr
45% on housing$33,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 63660$134
Washington County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 63660
Washington County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$179,500
2026-07-21Contingent$179,500
2026-07-20Listed for sale$179,500
2026-07-13Contingent$179,500
2026-07-12Listed for sale$179,500
2012-01-13Sold--

For Sale by Agent

AgentPhilip J Fitzwater
BrokerageKeller Williams Realty Platinum

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