See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10828 Jayhawk Rd, Irondale, MO, 63648

3beds
2baths
1,976sqft
$174,999
$89price/sqft
$1,242/moest. monthly cost
$49,680/yrincome needed

About This Home

RIVERFRONT PARADISE ON 3.07 ACRES! Discover the perfect blend of adventure and serenity with this rare Big River frontage property. Perfectly suited as a full-time residence or a premier weekend retreat, this 3-bedroom, 2-bathroom home offers the ultimate outdoor lifestyle. THE LAND & WATER: Enjoy direct, walkable access to the river via your own expansive private gravel bar—the ideal spot for fishing, floating, or summer relaxation. The level 3.07-acre lot is a hobbyist’s dream, featuring a large barn with concrete floors, electric, and water, plus a dedicated chicken coop and additional storage shed. THE HOME: Move in with total peace of mind thanks to a 1-year-old roof and a brand-new HVAC system with warranty. The spacious interior boasts an open floor plan with dual living areas and a cozy wood-burning fireplace. The primary suite is a true retreat, featuring a versatile bonus room perfect for a home office or nursery. OUTDOOR LIVING: Step out from the dining room onto the screened-in deck to enjoy bug-free views of your private estate. Key Features: Direct Big River Frontage with easy-access gravel bar. 3.07 Lush Acres fully equipped for homesteading or workshops. Major Capital Improvements: New HVAC and 1-year-old roof. Bonus Room in Master Suite for flexible living space. Peace of Mind: The home is topped with a roof only 1 year old. Inside, you'll find an inviting, open floor plan designed for gathering. Dual Living Spaces: Plenty of room to spread out, including a cozy family room anchored by a wood-burning fireplace. Master Suite : The spacious primary bedroom features a versatile bonus room—ideal for a private home office, nursery, or quiet sitting area. The kitchen flows seamlessly into the dining area. Step out from the dining room onto the screened-in deck, where you can enjoy your morning coffee bug-free while overlooking your private estate. Don’t miss your chance to own a piece of the Big River! Professional photos are coming soon.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
5/10
7/10
West County High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Details

  • Parcel number: 215.0015000000010.09000
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: River
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Front

Lot

  • Lot size: 3.07 Acres
  • Features: Back Yard,Heavy Woods,Level,Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$133$1,596
Property Taxes $75$900
Electricity $150$1,810
Total$1,242$14,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,582/yr
40% on housing$37,260/yr
45% on housing$33,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 63648$113
Washington County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 63648
Washington County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$174,999
2026-07-06Price change$174,999
2026-04-29Price change$189,900
2026-04-19Price change$209,900
2026-04-13Price change$219,900
2026-03-20Listed for sale$225,000

For Sale by Agent

AgentPhilip J Fitzwater
BrokerageKeller Williams Realty Platinum

Similar Homes