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6878 Helena Drive NE, Bremerton, WA, 98311

4beds
2baths
2,188sqft
$550,000
$251price/sqft
$3,481/moest. monthly cost
$139,240/yrincome needed

About This Home

Are you kidding me? This home is perfection, NOT your typical split level! So many areas to enjoy. You have to see it to really appreciate it! As you walk up to the home, you will see on your right a chefs garden delight with a cherry tree and shed to store your gardening tools. On the left a magical and beautiful oasis with so many different flowers and plants. Now you choose, go through the French Doors at ground level or up the stairs to the front door? If you were working in the garden, go through the French Doors to your gorgeous mud room and laundry area! Stunning! There is a walk in closet for your extra clothes in there too. If you go to the left, this is where they made their Primary BR, complete with a beautifully tiled en suite. There is even a sunroom off of this bedroom! Just beautiful! Head upstairs, you will find the main show. 3 bedrooms, completely updated bathroom, thoughtfully updated kitchen with eating space AND THEN.....an added on dining room with so much sunlight you won't believe it! As you go to the end of the dining room there is a door to the upper deck with space to sit and space to grill. Head down the stairs to the most spectacular backyard you've ever seen. Grapes, kiwi, hydrangeas galore, lavender, and much more! Covered patios, covered decks and, wait for it...a pool! It even has a deck platform to get in and it doubles as storage for the pump. You have honestly never seen a home like this. Come see it, then you will fall in love like I did!

Getting Around

2
WalkingCar-Dependent
23
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Olympic High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Torch Down
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Laundry Room closet

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Features

  • Bath Off Primary,Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Lower

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 44850000380002
  • Special condition: See Remarks

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Pool features: Above Ground
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,French Doors,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6,969 sqft
  • Features: Paved,Deck,Fenced-Fully,Outbuildings,Patio

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$135$1,620
Property Taxes $416$4,992
Electricity $149$1,795
Total$3,481$41,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,348/yr
40% on housing$104,430/yr
45% on housing$92,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 98311$189
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98311$282
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$550,000
2026-06-12Price change$560,000
2026-06-05Listed for sale$575,000

For Sale by Agent

AgentKelli Walker
BrokerageColdwell Banker Bain

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