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1270 Retsil Road E, Pt Orchard, WA, 98366

1beds
1baths
866sqft
$359,900
$416price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Beautifully updated single-story home featuring custom finishes and thoughtful upgrades throughout! This 866 sq. ft. home offers a spacious living room with newer luxury vinyl plank flooring, reclaimed wood ceiling accents, and stylish sliding barn doors that add warmth and character. The inviting kitchen features a large center island with plenty of workspace and storage. The flexible floor plan includes one bedroom plus an additional room that is ideal for a home office, den, hobby space, or guest area. Step outside to enjoy the level, partially fenced yard complete with a spacious patio, fire pit, and custom-built treehouse. The detached 20' x 20' garage/shop offers excellent space for parking, storage, hobbies, or a workshop. Conveniently located just minutes from the Annapolis Ferry, downtown Port Orchard waterfront, shopping, dining, parks, and the Puget Sound Naval Shipyard. Move-in ready and full of character, this home offers a wonderful combination of comfort, functionality, and convenience in a desirable Port Orchard location.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
South Kitsap High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 45360060050007
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Landslide
    LandslideRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Landslide
Coastal Flooding
Heat Wave
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$90$1,080
Property Taxes $250$3,000
Electricity $149$1,793
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 98366$234
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98366$306
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$359,900
2023-05-16Sold$349,950
2023-04-05Pending sale$349,950
2023-03-11Listed for sale$349,950
2022-10-17Sold$349,000
2022-09-12Pending sale$349,000
2022-09-06Listed for sale$349,000
2017-05-12Sold$202,000
2017-05-10Listed for sale$199,500
2005-04-28Sold$113,500

For Sale by Agent

AgentJulie Schaff
BrokerageLPT Realty LLC

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