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2440 Lincoln Avenue SE, Pt Orchard, WA, 98366

3beds
2baths
1,664sqft
$540,000
$325price/sqft
$3,391/moest. monthly cost
$135,640/yrincome needed

About This Home

Exceptional single story living on a beautifully maintained lot! This 3 bedroom, 2 bath home features vaulted ceilings, a spacious living room, abundant natural light, and flexible living spaces to fit a variety of lifestyles. The lot offers a fully fenced backyard for excellent outdoor enjoyment. Recent updates and pride of ownership shine throughout. Conveniently located near schools, shopping, dining, and major commuting routes.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
South Kitsap High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 45400000070002
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$136$1,632
Property Taxes $376$4,512
Electricity $149$1,793
Total$3,391$40,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,262/yr
40% on housing$101,730/yr
45% on housing$90,426/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 98366$232
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98366$306
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$540,000
2026-07-06Listed for sale$550,000
2026-06-26Listing removed$550,000
2026-06-10Listed for sale$550,000
2007-04-25Sold$240,000
1997-09-29Sold$106,450
1996-08-27Sold$115,371

For Sale by Agent

AgentGrayson Krause
BrokerageParamount Real Estate Group

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