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21156 Lost Camp Trl, Lead, SD, 57754

3beds
2baths
2,054sqft
$639,000
$311price/sqft
$4,211/moest. monthly cost
$168,440/yrincome needed

About This Home

For more information, please contact listing agents Heath Gran 605-209-2052 or Scot Munro 605-641-6482 with Great Peaks Realty. Here is a wonderful opportunity to own a little slice of paradise at Terry Peak Ski Resort with this cozy 3-bedroom cabin with an open loft for additional sleep space! Main level has a great open layout, hardwood floors, gas fireplace and walkout to the large front deck with stunning views of the Pines and beyond. Laundry is featured on the main, as well as 1 bedroom and a full bathroom. The basement offers a large family room with another gas fireplace and 2 bedrooms, 1 bathroom. Step out to the lower patio and relax in the hot tub! This cabin is being sold turn-key and ready for you! Don't wait - step into your vacation rental investment opportunity today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range Oven,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom2

  • Level: Basement
  • Area: 143

Bedroom3

  • Level: Basement
  • Area: 121

Bedroom4

  • Level: Upper
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 81

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Loft
  • Flooring: Carpet,Wood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,054
  • Total interior livable area: 2,054 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 270

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 269200000100104

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Open Patio,Open Deck
  • Has spa: Yes
  • Spa features: Above Ground,Private
  • Has view: Yes

Lot

  • Lot size: 0.41 Acres
  • Features: Wooded,Views,Rock,Trees,View

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance $319$3,828
Property Taxes $505$6,060
Electricity $156$1,882
Total$4,211$50,532

Income You'd Need if You Spent...

35% on housing$144,377/yr
40% on housing$126,330/yr
45% on housing$112,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 57754$259
Lawrence County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 57754$310
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-04Price change$639,000
2025-09-03Listed for sale$659,000
2022-05-25Sold$715,000
2022-04-20Pending sale$714,000
2022-04-03Listed for sale$714,000

For Sale by Agent

AgentHeath Gran
BrokerageGreat Peaks Realty

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