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121 Columbus St, Lead, SD, 57754

3beds
1baths
1,220sqft
$189,000
$155price/sqft
$1,368/moest. monthly cost
$54,720/yrincome needed

About This Home

Contact listing agent Brandon Harvey 605-920-9853 with Great Peaks Realty for more information. Schedule a showing today of this cute, well maintained 3 bedroom, 1 bath home in Lead. Ready to move in and make your own. Wood floors throughout the bedrooms and the living areas and tile in the bathroom. Freshly painted exterior and stained deck with stunning views. Don't wait, call today.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range Oven,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Area: 121

Bedroom3

  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 165

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Cove
  • Cooling features: None

Interior Area

  • Total structure area: 1,220
  • Total interior livable area: 1,220 sqft

Living Room

  • Area: 165

Master Bedroom

  • Area: 121

Property

Details

  • Parcel number: 310900350009020

Features

  • Patio & porch: Open Deck

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Strong Wind
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance $94$1,128
Property Taxes $173$2,076
Electricity $146$1,755
Total$1,368$16,416

Income You'd Need if You Spent...

35% on housing$46,902/yr
40% on housing$41,040/yr
45% on housing$36,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 57754$266
Lawrence County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 57754$310
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$199,000
2025-12-02Listing removed$199,000
2025-09-03Listed for sale$199,000

For Sale by Agent

AgentBrandon Harvey
BrokerageGreat Peaks Realty

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