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12981 193rd St, Vale, SD, 57788

2beds
2baths
1,150sqft
$535,000
$465price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Horse Ready Property near Sturgis: This well maintained property is ready for a new owner. The 2022 Manufactured Home offers 2 bedoom and 2 bathrooms and just under 1200 sq. ft. of living space. The home measures 16x72 and features a covered front pourch perfect for enjoying the surrounding Bear Butte and praire views. The property includes an impressive 48x40 pole barn with 10' side walls, one large horse stall and 2 smaller pens for goats/pigs, plus 10x48 lean-to ideal for equipment, hay, or livestock needs. There is also 13 acres with Irrigation rights. Fully fenced and set up with corrals, this aceage is livestock ready. The current owner has successfully kept farm animals on the property. Meade County Rural Water services the home. Conveniently located 14 miles north of Sturgis near Bear Butte and this adds both privacy and accessibilty. Call your agent today to arrange a showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Whitewood Elementary - 04Grades PK-513.3 mi
5/10
7/10
Brown High School - 01Grades 9-1213.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm & Ranch

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 130111
  • Zoning description: Meade County Zoning: AG
  • Other equipment: Propane Tank(s)
  • Horse amenities: Corral(s),Stable(s)

Features

  • Fencing: Fenced Perimeter,Cross Fenced
  • Waterfront features: Irrigation
  • Topography of land: Level

Lot

  • Lot size: 40.02 Acres
  • Features: Farm,Pasture

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Ice Storm
Tornado

FEMA Declared Disasters in Meade County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance $271$3,252
Property Taxes $288$3,456
Electricity $146$1,755
Total$3,410$40,920

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$465This listing

vs Other Active Listings

Avg $/sqft

ZIP 57788
Meade County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 57788
Meade County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$559,000

For Sale by Agent

AgentAdam Karrels
BrokerageAllison Real Estate

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