4694 Panther Lake Road W, Bremerton, WA, 98312
About This Home
Welcome to lake life on beautiful Panther Lake! Perfectly positioned on one of the most desirable stretches of the lake, this charming waterfront retreat sits on .7 acres with 119 feet of pristine lake frontage. Designed for making memories, the open-concept layout creates effortless indoor/outdoor living with an expansive deck overlooking the water—perfect for summer BBQs, entertaining, and relaxing after a day well spent on the lake. Pride of ownership shines throughout with thoughtful care and attention in every corner. The spacious, cleared upper portion of the property offers endless possibilities for future expansion, additional RV parking, or creating your dream outdoor space. Spend your summers swimming off the shore, celebrating opening day fishing derbies, gathering around evening campfires, and enjoying the kind of lake memories that last a lifetime. The perfect PNW retreat—escape the city, slow down, and enjoy peaceful lake living while still being just 15 miles from the Bremerton Ferry Terminal with easy access to Seattle, local restaurants, shopping, and everyday conveniences. This isn’t just a lake house—it’s where summers are spent, traditions are created, and generations of memories are made.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Poured Concrete
- Roof: Metal,See Remarks
- Construction materials: Wood Products
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s)
Basement
- Basement: None
Bathroom Full
- Level: Main
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Entry Hall
- Level: Main
Features
- Ceiling Fan(s)
- Window features: Dbl Pane/Storm Window,Skylight(s)
- Flooring: Laminate,Slate,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Heat Pump,Electric,Propane
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,136
- Total interior livable area: 1,136 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 46120000110009
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Skylight(s),Vaulted Ceiling(s)
- Has view: Yes
- View description: Lake,Territorial
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Low Bank,Lake
- Frontage length: Waterfront Ft: 119
- Topography of land: Partial Slope,Terraces
- Residential vegetation: Garden Space
Lot
- Lot size: 0.70 Acres
- Features: Paved,Deck,Dock,Fenced-Partially,Outbuildings,Rooftop Deck,RV Parking
Parking
- Total spaces: 8
- Parking features: Attached Carport,Driveway,Off Street,RV Parking
- Covered spaces: 2
- Uncovered spaces: 6
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Landslide
- Earthquake
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Kitsap County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,042 | $48,504 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $444 | $5,328 |
| Electricity | $149 | $1,793 |
| Total | $4,839 | $58,068 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $799,500 |
| 2026-06-16 | Listed for sale | $849,500 |
| 2025-11-05 | Listing removed | $995,000 |
| 2025-10-04 | Listed for sale | $995,000 |
| 1998-11-06 | Sold | $158,500 |
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