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12527 Xenia Iola Rd, Iola, IL, 62838

2beds
2baths
924sqft
$58,000
$63price/sqft
$556/moest. monthly cost
$22,240/yrincome needed

About This Home

If you've been looking for an affordable property with a little room to spread out, this one is definitely worth a look! Situated on approximately 1.59 acres just south of Iola, Illinois, this 1991 mobile home offers 2 bedrooms, 2 full bathrooms, plenty of parking, and a peaceful setting with mature shade trees and a maintained yard. As you pull in, you'll immediately appreciate the well manicured lawn, established shade trees, and covered front porch that's perfect for enjoying your morning coffee or relaxing in the evenings. The property also includes a storage shed, clothesline poles, rural water, city septic, and propane gas. Step inside to a comfortable living room that flows into the eat in kitchen, creating an open and functional layout. Just off the kitchen you'll find a convenient laundry room with direct access to the backyard. The primary bedroom is privately located on the South end of the home and features excellent closet space along with a private ensuite bathroom complete with a large double walk in shower. On the opposite end of the home, you'll find the second bedroom featuring a charming bay window, along with a second full bathroom offering a tub and shower combination. Outside, you'll enjoy the flexibility of having both a neatly maintained yard and additional acreage that provides extra space without requiring constant upkeep. The home could benefit from a few updates, but it has been well cared for over the years and offers a solid opportunity for someone looking for affordable country living with room to make it their own. If you're searching for a property that combines privacy, acreage, and value just minutes from Iola, this one deserves a place on your must see list!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Propane,Forced Air,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Accessibility

  • Accessibility features: Handicap

Details

  • Parcel number: 0134300019
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Farm,Pond,Street
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes

Lot

  • Lot size: 1.59 Acres
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $293$3,516
Home Insurance *$75$900
Property Taxes $58$696
Electricity $130$1,569
Total$556$6,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,062/yr
40% on housing$16,680/yr
45% on housing$14,826/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 62838$103
Clay County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 62838
Clay County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$58,000

For Sale by Agent

AgentAmy Bailey
BrokerageAMY LEE REALTY LLC

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