102 W 3rd St, Flora, IL, 62839
About This Home
Endless Potential in a One-of-a-Kind Property! This unique home has worn many hats over the years-serving as a family residence, doctor's office, and even a flower shop-and is now in the process of being transformed back into a truly remarkable home, ready for your finishing touches. Major updates have already been completed, including a new roof and HVAC in 2024, along with significant renovations in 2015. With so much already invested, this property offers a rare opportunity to create something truly special. Inside, you'll find an abundance of custom features and flexible spaces. Love to cook? Enjoy the convenience of two kitchen areas. Love to entertain? From the stunning living room to the covered screened deck and beautiful stone patio, there are multiple spaces designed to gather, relax, and impress. While the home still requires finishing work to become move-in ready, it presents an incredible opportunity for buyers with vision. Whether you're a hands-on homeowner, an investor, or someone looking for a custom project, this property is full of potential. The home is being sold as-is, and buyers are encouraged to bring their contractor and fully explore the possibilities. With motivated sellers ready to move on, now is the time to take advantage of this unique offering. If you've been searching for a property you can truly make your own, this is your chance-bring your ideas, create your plan, and make it yours.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Frame,Slate
Notable Dates
- Major remodel year: 2015
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 180
- Dimensions: 15X12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 120
- Dimensions: 12X10
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 225
- Dimensions: 15X15
Features
- Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,High Ceilings,Special Millwork,Separate Dining Room,Replacement Windows,Quartz Counters
- Door features: French Doors,Sliding Glass Door(s)
- Window features: Replacement Windows,Window Treatments
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 60
- Dimensions: 10X6
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,468 sqft
Kitchen
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 135
- Dimensions: 9X15
Kitchen2Nd
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 195
- Dimensions: 13X15
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 272
- Dimensions: 17X16
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Shower Only)
- Level: Main
- Area: 180
- Dimensions: 15X12
Screened Porch
- Level: Main
- Area: 300
- Dimensions: 12X25
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1025302018
- Special condition: None
Features
- Stories: 1
- Patio & porch: Patio,Screened
Lot
- Lot size: 7,200 sqft
- Lot size dimensions: 120x60
Parking
- Total spaces: 4
- Parking features: Concrete,Yes,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Drought
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $788 | $9,456 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $158 | $1,896 |
| Electricity | $130 | $1,569 |
| Total | $1,263 | $15,156 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $156,000 |
| 2022-09-13 | Sold | $81,000 |
| 2022-05-22 | Listing removed | -- |
| 2022-02-22 | Listed for sale | $74,999 |
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