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623 Kitsap Street, Pt Orchard, WA, 98366

2beds
3baths
1,763sqft
$735,000
$417price/sqft
$4,576/moest. monthly cost
$183,040/yrincome needed

About This Home

Beautifully restored Craftsman bungalow in the heart of Port Orchard's historic downtown neighborhood with partial water views. 1763 sqft+2 bed+2.5 bath. Renovated in 2006, including updated electrical and plumbing. Features include Brazilian cherry hardwood floors, custom cherry cabinetry, handcrafted built-ins, crown molding, 9-foot ceilings, premium lighting, stained-glass accent windows by renowned artist Gary Barber, central vacuum, & two gas fireplaces. The gourmet kitchen offers pull out shelves, GE Monogram appliances, a Miele dishwasher, stainless steel range hood, granite countertops & backsplash. Entertain with ease in the dining room featuring a lighted wet bar, built-in Miele coffee/espresso maker, and wine refrigerator. The luxurious primary suite includes California Closets, a gas fireplace, full-house audio system, spa-inspired five-piece bath with Calacatta Gold marble, heated floors, a jetted soaking tub & a full-body shower. The heated unfinished basement provides abundant storage, professionally sealed crawl space by Crawl Pros. Anderson windows, rain gutter guards, trex decking, professional landscaping, irrigation system. The fully-fenced yard includes the backyard water feature for enjoyment. 2 car garage with extra parking in back. Located just minutes from the ferry, Marina, restaurants, shopping, the Farmers Market, and public library. This exceptional home offers the perfect combination of historic charm, luxury finishes, and modern convenience.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
South Kitsap High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Marble,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,763 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 46500150080005
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),French Doors,Jetted Tub,Walk-In Closet(s),Water Heater,Wet Bar,Wine/Beverage Refrigerator
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Sound
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6,969 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Irrigation,Outbuildings,RV Parking

Parking

  • Total spaces: 5
  • Parking features: Detached Carport,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$185$2,220
Property Taxes $526$6,312
Electricity $149$1,793
Total$4,576$54,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,891/yr
40% on housing$137,280/yr
45% on housing$122,026/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 98366$230
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98366$306
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$699,000
2026-08-04Price change$699,000
2026-07-15Listed for sale$735,000
2005-03-03Sold$230,000
2003-03-06Sold$158,400
AgentJamie Garcia
BrokerageKeller Williams Greater 360

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