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1130 Wright Rd, Murray, KY, 42071

3beds
2baths
2,700sqft
$380,000
$141price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

Spacious living with privacy and room to enjoy the outdoors, all just minutes from Ky Lake and only 4 miles from Wildcat Boat Ramp. This 3bedroom, 2 bath home sits on 6.89 acres and offers approximately 2,700 square feet along with a 2 car attached garage, large shop, wholehouse generator! The main level features a spacious living area, dining room open to the kitchen, access to a large covered deck perfect forrelaxing or entertaining. The kitchen offers plenty of cabinetry, pantry storage, and newer appliances. The primary bedroom is located upstairs for added privacy, along with updated bathrooms throughout the home. Downstairs you'll find 2 additional bedrooms, full bath, utility room, a second living area/bonus room with walkout access to the covered patio. Outside, the 40x48 shop with 12ft lean-to, oversized doors, and pull-through area provides excellent space for boats, equipment, hobbies, or workshop needs. Great combination of acreage, privacy, and convenience near Ky lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Vinyl,Wood
  • Finished area below ground: 1,350
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Forced Air,Propane,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 07900008A

Features

  • Levels: Multi/Split
  • Horses can be raised: Yes

Lot

  • Lot size: 6.89 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$323$3,876
Property Taxes $211$2,532
Electricity $213$2,558
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$143
Calloway County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$380,000
2026-07-01Price change$380,000
2026-05-14Listed for sale$390,000
2025-10-01Sold$347,000
2025-08-11Price change$350,000
2025-07-21Listed for sale$360,000
2010-07-15Sold$130,000

For Sale by Agent

AgentShelley Evans
BrokerageRe/Max Real Estate Associates - Murray

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