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82 Daniel Ln, New Concord, KY, 42076

2beds
2baths
1,152sqft
$350,000
$304price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Completely Renovated Waterfront Home In New Concord Located In A Small Bay Just Off Kentucky Lake’s Secondary Channel With Easy Access To The Main Channel. This 2 Bedroom, 2 Bathroom Home Has Been Extensively Updated With A New Roof, New Windows, New Deck, Updated Hvac, Updated Kitchen, New Vanity, New Flooring, And Fresh Paint Throughout. Enjoy Year-round Water Views And Waterfront Access With Eligibility For A Dock With Tva Approval/permit. Property Is Being Sold Turn-key And Fully Furnished, Making It Ready For Immediate Enjoyment Or Continued Use As A Successful Vacation Rental. Whether You’re Looking For A Full-time Residence, Weekend Getaway, Or Investment Opportunity Near The Lake, This Move-in Ready Home Offers The Perfect Blend Of Comfort, Convenience, And Lake Living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10
Calloway County High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer,Electric Water Heater
  • Laundry features: Utility Room,Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Tray/Vaulted Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 102B0027

Features

  • Patio & porch: Deck
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View Year Round
  • On waterfront: Yes
  • Waterfront features: Waterfront,Kentucky Lake
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 0.29 Acres
  • Features: Trees,County,Dead End Street

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$112$1,344
Property Taxes $278$3,336
Electricity $154$1,850
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 42076$158
Calloway County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42076$228
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$350,000
2019-11-08Sold$150,000
2018-02-26Sold$140,000

For Sale by Agent

AgentNeena Salazar
BrokerageHRE Advisors

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