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110 Lake Shore Dr, New Concord, KY, 42076

5beds
2baths
1,130sqft
$549,900
$487price/sqft
$3,539/moest. monthly cost
$141,560/yrincome needed

About This Home

Rare Opportunity On The Main Channel Of Kentucky Lake! This Unique Property Offers Two Separate Living Quarters, Perfect For Guests, Extended Family, Or Potential Rental Use. The Main Home Features 3 Bedrooms, 1 Bath, And A Bright Open-concept Layout Connecting The Family Room, Kitchen, And Dining Area. Just Off The Living Space, You'll Find The Coziest Screened Porch, The Perfect Place To Relax And Take In The Peaceful Lake Setting. The Charming "bungalow" Guest Home Offers Nearly 900 Sq Ft Of Additional Living Space (not Included In The Listed Square Footage) And Includes An Open-concept Family Room And Kitchen, Two Bedrooms, And One Bath--ideal For Hosting Visitors Or Creating A Private Retreat. Step Outside And Experience Some Of The Most Spectacular Views Of Kentucky Lake And Lbl. Lake Living Is All About Outdoor Enjoyment, And This Property Delivers With An Expansive Partially Covered Deck, Custom Fire Pit And Screened Porch. A Private Covered Dock With Year-round Deep Water!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10
Calloway County High SchoolGrades 9-1215.4 mi

Construction

Materials

  • Foundation: Concrete Block
  • Roof: Dimensional Shingle
  • Construction materials: Concrete Block,Block,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity

Bedroom2

  • Level: Main
  • Area: 78.375

Bedroom3

  • Level: Main
  • Area: 114.45833333333333

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Main
  • Area: 286.875

Features

  • Ceiling Fan(s),Workshop,Paneling
  • Door features: Storm Door(s)
  • Window features: Metal Frame,Vinyl Frame
  • Flooring: Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air,Other/See Remarks

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Kitchen

  • Features: Breakfast Area
  • Level: Main
  • Area: 154

Master Bedroom

  • Level: Main
  • Area: 142.95138888888889

Property

Details

  • Parcel number: 103A0165

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Screened Porch/Room
  • Exterior features: Dock - Covered,Lighting,Private Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View Year Round
  • On waterfront: Yes
  • Waterfront features: Waterfront,Kentucky Lake
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 0.44 Acres
  • Features: Trees,County,Level,Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$176$2,112
Property Taxes $429$5,148
Electricity $154$1,850
Total$3,539$42,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,337/yr
40% on housing$106,170/yr
45% on housing$94,373/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 42076$145
Calloway County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 42076$228
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$549,900
2026-03-06Listed for sale$579,000
2025-09-15Listing removed$595,000
2025-03-14Listed for sale$595,000
2022-07-05Sold$455,000
2022-06-04Price change$480,000
2022-04-23Listed for sale$518,000
2020-06-26Sold$218,000
2020-05-30Listed for sale$219,000

For Sale by Agent

AgentLindy Knight
BrokerageElite Realty Branch Murray

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