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4264 State Highway 501, Kings Mountain, KY, 40442

2beds
1baths
1,122sqft
$152,500
$136price/sqft
$1,143/moest. monthly cost
$45,720/yrincome needed

About This Home

BACK ON MARKET DUE TO NO FAULT OF THE HOME! Affordable Country Living in Kentucky with room to grow-and convenience you don't expect. This 2-bedroom, 1-bath home on 1.01 acres offers a rare mix of open space, easy access, and immediate possession. Located along State Hwy 501, your minutes from Kings Mt, Stanford and surrounding communities-making daily commutes, errands, and school drop-offs simple while enjoying a peaceful rural setting. The covered front porch is perfect for morning coffee or unwinding at the end of the day, with countryside views stretching beyond the yard. Inside, the home features a functional layout with comfortable living space and the flexibility to make it your own. Outside the level lot provides ample space to add a garage, workshop or additional storage offering long term potential for homeowners, hobbyists, or investors. A storage shed adds immediate convenience and the property's size allows for outdoor living, gardening and or future expansion. This property is well suited for first-time buyers, downsizers or investors looking for land, location, and value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
3/10
4/10
Lincoln County High SchoolGrades 9-1210.4 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,122

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,122
  • Total interior livable area: 1,122 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 29020

Features

  • Levels: One

Lot

  • Lot size: 1.01 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $771$9,252
Home Insurance *$95$1,140
Property Taxes $123$1,476
Electricity $154$1,850
Total$1,143$13,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,188/yr
40% on housing$34,290/yr
45% on housing$30,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 40442$112
Lincoln County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 40442$216
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$152,500
2026-06-20Price change$152,500
2026-06-13Listed for sale$155,000
2026-05-30Contingent$155,000
2026-05-14Listed for sale$155,000
2026-05-14Contingent$155,000
2026-04-14Pending sale$155,000
2025-11-30Listed for sale$155,000
2023-08-18Sold$135,000
2023-06-16Contingent$130,000
2023-06-14Listed for sale$130,000
2022-05-17Listing removed--
2022-01-10Price change$179,000
2021-11-16Listed for sale$195,000
2019-07-25Sold$75,000
2013-05-24Sold$35,000

For Sale by Agent

AgentDenise Pike
BrokerageCentral Kentucky Realty & Associates, LLC

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