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232 S County Line Rd, Windsor, MO, 65360

3beds
2baths
849sqft
$164,900
$194price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

Cleaner-upper!!! Bring a little sweat equity and make this your storybook ranch on half an acre. Rare Find with that HUGE outbuilding/garage and apartment/office. The home hosts two bedrooms and a bath with hardwood floors, ample cabinet space in the open kitchen featuring a look through bar/window to living area and a gas stove and some updated systems. But wait, there is more, another bedroom and bath adjoin the garage, perfect for a private visitor stay, a teenage paradise or 2nd living space or income short term or long term rental. The half acre lot has been gardened with love and the home has been lovingly maintained over the years. There is an oversize two car garage and a huge shed (roughly the size of another two car garage) behind the garage. Bring the dog, the yard is fenced. Just blocks from the city park and lake and only a few minute drive to the quaint downtown Windsor, a must stop along the Katy Trail.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Windsor Elementary SchoolGrades PK-60.8 mi
2/10
Windsor High SchoolGrades 7-121.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Ceramic Tiles
  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Carpet
  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Stained Cabinets
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 849

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 849
  • Total interior livable area: 849 sqft

Kitchen

  • Level: First

Living Room

  • Features: Wood Floor
  • Level: First

Master Bedroom

  • Features: Wood Floor
  • Level: First

Property

Details

  • Parcel number: 101.012001003017.000
  • Exclusions: Hwh In Garage

Features

  • Patio & porch: Porch
  • Exterior features: Sat Dish Allowed
  • Fencing: Metal

Lot

  • Lot size: 0.53 Acres
  • Features: City Lot,Level
  • Lot size dimensions: 115 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$187$2,244
Property Taxes $85$1,020
Electricity $141$1,693
Total$1,246$14,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 65360$76
Henry County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 65360
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$175,000
2024-06-17Sold--
2024-05-11Pending sale$139,000
2024-05-09Listed for sale$139,000

For Sale by Agent

AgentBrad Korn
BrokerageEXP Realty LLC

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