See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10924 SE Highway Z, Deepwater, MO, 64740

2beds
1baths
1,256sqft
$249,900
$199price/sqft
$1,831/moest. monthly cost
$73,240/yrincome needed

About This Home

Newly remodeled 2-bedroom home on 3± acres offering views of Truman Lake! This property features a spacious living room filled with natural light, two large bedrooms, and a versatile third room that can serve as an office or non-conforming bedroom. Durable metal siding and a metal roof provide low-maintenance living and long-term peace of mind. Formerly part of the Z Highway RV Park, the property also includes 16 storage units and a bonus building with excellent potential for additional income or guest accommodations. Conveniently located just 15 minutes from Warsaw and 25 minutes from Clinton, this property combines scenic lake views with investment opportunity and easy access to nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
John Boise Middle SchoolGrades 6-812.4 mi
2/10
Warsaw High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 183.3611

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Window features: Thermal/Multi-Pane,Double Hung
  • Flooring: Carpet,Laminate,Wood
  • Finished area above ground: 1,256

Interior Area

  • Total structure area: 1,256
  • Total interior livable area: 1,256 sqft

Kitchen

  • Features: Cabinets Wood
  • Level: Main
  • Area: 184.6875

Living Room

  • Level: Main
  • Area: 646

Property

Details

  • Parcel number: 218027000000001000

Features

  • Patio & porch: Patio,Covered
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$298$3,576
Property Taxes $129$1,548
Electricity $141$1,693
Total$1,831$21,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,777/yr
40% on housing$54,930/yr
45% on housing$48,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 64740$214
Henry County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 64740
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$249,900

For Sale by Agent

AgentLUKE BEAMAN
BrokerageReece Nichols Golden Key Realty

Similar Homes