5995 Holy Cross Rd, Loretto, KY, 40037
About This Home
Beautiful 2 bedrooms 1 bathroom on an acre. Large rooms and beautiful cabinets in the eat in kitchen. Large mudroom where the washer and dryer hookups are. A deck that wraps around to sit and watch wildlife and listen to the birds.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Concrete Block
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Laminate
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,140 sqft
Property
Details
- Parcel number: HC0501
Features
- Exterior features: Brick
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 6
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $932 | $11,184 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $78 | $936 |
| Electricity | $154 | $1,850 |
| Total | $1,254 | $15,048 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $184,500 |
| 2026-05-05 | Listing removed | -- |
| 2026-02-04 | Price change | $197,500 |
| 2025-11-03 | Price change | $195,000 |
| 2025-10-20 | Listed for sale | $199,900 |
| 2024-12-03 | Listing removed | -- |
| 2024-11-02 | Listed for sale | $210,000 |
| 2022-11-02 | Listing removed | -- |
| 2022-08-04 | Pending sale | $134,500 |
| 2022-06-19 | Listed for sale | $134,500 |
| 2010-05-07 | Sold | $49,500 |
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