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20 Roller Knob Rd, Gravel Switch, KY, 40328

4beds
2baths
2,232sqft
$375,000
$168price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Spacious two-story home situated on approximately 6 acres in the peaceful countryside of Gravel Switch, Kentucky. This property offers 4 bedrooms, 2 full bathrooms, and a bonus room upstairs providing ample living space both inside and out. The setting offers privacy and scenic views, ideal for those seeking a rural lifestyle. Exterior features include a detached garage, barn, storage shed, a pond, and an approximately 1600 square foot metal outbuilding, adding functionality and charm to the property. The acreage allows room for animals, gardening, recreation, or future improvements. A great opportunity for buyers looking for space, versatility, and country living in a serene setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Marion County High SchoolGrades 10-129.4 mi

Construction

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Kitchen
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,232

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 10201201

Features

  • Levels: Two
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods

Lot

  • Lot size: 6.05 Acres
  • Features: Many Trees

Parking

  • Total spaces: 3
  • Parking features: Detached Carport,Detached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$203$2,436
Property Taxes $277$3,324
Electricity $176$2,115
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 40328$0
Marion County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40328
Marion County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$390,000

For Sale by Agent

AgentLuke Caldwell
BrokerageRE Solutions Bluegrass

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