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2023 Us Highway 68, Maysville, KY, 41056

4beds
3baths
5,504sqft
$1,200,000
$218price/sqft
$7,965/moest. monthly cost
$318,600/yrincome needed

About This Home

Step into history with this lovingly preserved 4 bedroom, 2.5 bath estate- built in 1807 by john Chambers.he built it for his second wife and named it "Cedar Hill", allegedly for the cedar trees dug up at Blue Licks. It combines the grand craftsmanship of that period, but has the comforts of modern living. The home is a two story with walk up attic. It features a wide central hallway and large rooms on each side. The bedrooms, living room and den boast huge fireplaces with hand carved mantels. You will fall in love with the architectural details and wide oak flooring.Baths are tastefully updated without sacrificing the historical integrity of home. Entertaining is a breeze as the spaces flow easily. Updated kitchen features granite counters and cherry cabinetry.A built in beverage center, huge island complete the kitchen. First floor room can easily be 5th bedroom or office. 2 car detached garage with apartment, currently rented, allows extra income. Call Sharon 606-584-5181 for a tour

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
7/10
Mason County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1807

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Wall to Wall Carpet,Hardwood,Tile
  • Fireplace features: Gas Log,Kitchen,Living Room,Bedroom,Den
  • Fireplace: Yes
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Geothermal,Heat Pump,Fireplace(s)
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 5,504
  • Total interior livable area: 5,504 sqft

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 042000003903

Features

  • Levels: Three Or More
  • Patio & porch: Patio
  • Exterior features: Stand Alone Shower
  • Fencing: Fenced
  • Residential vegetation: Trees

Lot

  • Features: Rolling Slope,Paved,Landscaped,Scenic,5-10 acres

Parking

  • Total spaces: 2
  • Parking features: Garage-Double Detached,Parking Pad,Circular Driveway,Blacktop Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$666$7,992
Property Taxes $798$9,576
Electricity $434$5,215
Total$7,965$95,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,085/yr
40% on housing$238,950/yr
45% on housing$212,400/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 41056$101
Mason County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 41056$122
Mason County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$759,000
2026-08-10Listing removed$1,200,000
2025-07-23Listed for sale$1,200,000

For Sale by Agent

AgentSharon Lightner
BrokerageLimestone Properties

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