31 W 4th St, Maysville, KY, 41056
About This Home
Step into a one of a kind historic home where timeless character and thoughtful updates come together beautifully. This spacious home offers incredible flexibility - perfect for multi generational living, entertaining or creating your ultimate work-from-home setup. Some outstanding features include: * 2 full kitchens - ideal for hosting or extended living. *Stunning flower gardens and private greenhouse. * A whimsical tree house retreat. * Sparkling pool for summer relaxation. *Expansive and nicely shaded deck-perfect for gatherings. Peace of mind updates (within the last 5 yrs) *New metal roof *Updated electric *New plumbing *New energy efficient windows installed Enjoy city views and the convenience of walking to downtown events, dining and entertainment - all while living in a historic home full of character and charm. This is more than a home - it's a lifestyle!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1850
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Range,Dishwasher,Dryer,Refrigerator,Washer
- Laundry features: Upper Level
Bedroom2
- Features: Hardwood Floors
- Level: First
- Area: 103.23
- Dimensions: 11.1 x 9.3
Bedroom3
- Features: Hardwood Floors,See Remarks
- Level: Second
- Area: 212.91
- Dimensions: 15.1 x 14.1
Bedroom4
- Features: Bath Adjoins,Hardwood Floors
- Level: Second
- Area: 209.88
- Dimensions: 15.9 x 13.2
Bedroom5
- Features: Hardwood Floors
- Level: Lower
- Area: 199.0921
- Dimensions: 14.11 x 14.11
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Features: Laminate Flooring,See Remarks
- Level: Lower
- Area: 126.9
- Dimensions: 14.1 x 9
Entry
- Features: Entrance Foyer,Tile Flooring,Walk-Out Access
- Level: First
- Area: 261.99
- Dimensions: 29.11 x 9
Family Room
- Features: Hardwood Floors
- Level: Second
- Area: 259.72
- Dimensions: 17.2 x 15.1
Features
- Kitchen Island,Entrance Foyer,Chandelier,High Ceilings,Master Downstairs
- Window features: Double Hung,Vinyl Clad Window(s)
- Number of fireplaces: 2
- Fireplace features: Decorative,Inoperable
- Fireplace: Yes
Heating & Cooling
- Heating features: Space Heater,Forced Air
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 3,970
- Total interior livable area: 3,481 sqft
Kitchen
- Features: Eat-in Kitchen,Hardwood Floors,Kitchen Island,Wood Cabinets
- Level: First
- Area: 267.27
- Dimensions: 17.7 x 15.1
Living Room
- Features: Fireplace(s),Hardwood Floors
- Level: First
- Area: 237.07
- Dimensions: 15.7 x 15.1
Office
- Level: Lower
- Area: 200.83
- Dimensions: 15.1 x 13.3
Other
- Features: See Remarks
- Level: Second
- Area: 232.75
- Dimensions: 24.5 x 9.5
Other
- Features: See Remarks
- Level: Lower
- Area: 286.433
- Dimensions: 20.3 x 14.11
Primary Bedroom
- Features: Hardwood Floors
- Level: First
- Area: 146.94
- Dimensions: 15.8 x 9.3
Utility Room
- Level: Lower
- Area: 123.5
- Dimensions: 13 x 9.5
Property
Details
- Parcel number: M0410023
- Zoning description: Residential
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Above Ground
- Patio & porch: Deck
- Exterior features: Private Yard
- Fencing: Wood
- Has view: Yes
- View description: City
- Residential vegetation: See Remarks
Lot
- Lot size: 4,791 sqft
- Features: Sloped
- Lot size dimensions: 30 x 155
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $305 | $3,660 |
| Property Taxes | $551 | $6,612 |
| Electricity | $274 | $3,298 |
| Total | $3,911 | $46,932 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Listed for sale | $680,000 |
| 2020-11-23 | Sold | $40,000 |
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