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230 N Moreau Ave, Tipton, MO, 65081

2beds
1baths
1,064sqft
$104,500
$98price/sqft
$833/moest. monthly cost
$33,320/yrincome needed

About This Home

Available now is this well-maintained 2-bedroom, 1-bath country-style home located within the city limits of Tipton, MO! Perfect as a starter home or a smart investment property, this charming residence has been a reliable rental and sits on a spacious, flat lot with room to enjoy. Several updates offer peace of mind, including newer windows, an updated electric panel, vinyl siding, laminate flooring, a 2-year-old roof, and a 1-year-old water heater. The interior is clean, functional, and ready for your personal touches. Ideally situated in a convenient location close to schools, shopping, and everyday essentials, this well-kept home delivers affordability, practicality, and potential. A great opportunity you won't want to miss!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Tipton Elementary SchoolGrades PK-50.5 mi
2/10
TIPTON MIDDLE SCHOOLGrades 6-80.5 mi
8/10
Tipton High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 164.45
  • Dimensions: 11.5 x 14.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Window Unit(s),Central Air,None

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: Main
  • Area: 208.8
  • Dimensions: 11.6 x 18

Laundry

  • Level: Main
  • Area: 25.42
  • Dimensions: 3.1 x 8.2

Living Room

  • Level: Main
  • Area: 171.741
  • Dimensions: 13.1 x 13.11

Primary Bedroom

  • Level: Main
  • Area: 173.46
  • Dimensions: 11.8 x 14.7

Property

Details

  • Parcel number: 085015003003004000

Features

  • Levels: One

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 115 x 96 x 115 x 96

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $528$6,336
Home Insurance *$111$1,332
Property Taxes $53$636
Electricity $141$1,693
Total$833$9,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,560/yr
40% on housing$24,990/yr
45% on housing$22,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 65081$76
Moniteau County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 65081$128
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$116,500
2026-03-28Listed for sale$119,000
2026-03-21Pending sale$119,000
2026-03-21Contingent$119,000
2026-02-23Price change$119,000
2026-01-07Listed for sale$124,900
2025-12-29Pending sale$124,900
2025-12-12Listed for sale$124,900
2022-04-26Listing removed--
2022-04-01Pending sale$32,500
2022-03-09Listed for sale$32,500
2016-06-17Sold--

For Sale by Agent

AgentAnnamarie Hopkins
BrokerageOzark Realty

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