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314 E 12th St, Hastings, NE, 68901

2beds
2baths
1,275sqft
$189,900
$149price/sqft
$1,549/moest. monthly cost
$61,960/yrincome needed

About This Home

Beautifully maintained all-brick ranch home offering exceptional curb appeal and move-in-ready convenience! This inviting home features an updated kitchen with refreshed cabinetry, a modern tile backsplash, and attractive flooring. The main level includes two comfortable bedrooms and a nicely updated full bathroom. The finished basement provides additional living space with a family room, kitchenette, a ¾ bathroom, and a non-conforming bedroom. Outside, you'll appreciate the welcoming front porch, spacious patio that's perfect for entertaining or relaxing, vinyl privacy fence, mature trees, and low-maintenance landscaping that enhance the home's charm and appeal. This property offers the perfect blend of timeless character and modern updates. The kitchen refrigerator, deep freeze, and Ring security system are not included in the sale. The refrigerator located in the garage, along with the stove and microwave, are included in the sale. Prior to closing, the shingles on both the house and detached garage will be replaced. The vinyl siding on the west side of the detached garage will also be replaced.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
4/10
Hastings Middle SchoolGrades 6-82.4 mi
3/10

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Rented,Electric Range,Disposal,Microwave,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 850

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: 1
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Kitchen/Dining,Vinyl
  • Level: 1
  • Area: 48

Family Room

  • Features: Carpet
  • Level: B
  • Area: 132

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Finished area below ground: 850
  • Finished area above ground: 850

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,275 sqft

Kitchen

  • Features: Vinyl
  • Level: 1
  • Area: 96

Living Room

  • Features: Carpet
  • Level: 1
  • Area: 187

Master Bedroom

  • Level: 1
  • Area: 154

Property

Details

  • Parcel number: 010011482
  • Zoning: R-1

Features

  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Vinyl
  • Waterfront features: None
  • Living area range: 801-1000

Lot

  • Lot size: 4,030 sqft
  • Features: Landscaping: Established Yard,Good

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $223$2,676
Property Taxes $242$2,904
Electricity $124$1,493
Total$1,549$18,588

Income You'd Need if You Spent...

35% on housing$53,108/yr
40% on housing$46,470/yr
45% on housing$41,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 68901$101
Adams County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 68901$100
Adams County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$189,900
2026-07-28Price change$189,900
2022-07-22Pending sale$149,000
2022-07-21Listed for sale$149,000
2018-09-14Sold$89,000

For Sale by Agent

AgentJustin Runyan
BrokerageNorth Shore Real Estate, Inc.

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