409 N Shore Dr, Hastings, NE, 68901
About This Home
Enjoy lakefront living in this well-maintained 4-bedroom, 3-bathroom split-foyer home located on beautiful Hastings Lake. Offering a spacious layout and numerous updates throughout, this property combines comfort, convenience, and scenic views. The home features a large attached 2-car garage with built-in cabinetry for additional storage and organization. Inside, you’ll find thoughtful upgrades including under-cabinet lighting, dual shower heads in both the primary bathroom and basement bathroom, and a whole-house humidifier installed in 2022. All windows and glass doors were professionally tinted in 2021, helping improve comfort and energy efficiency year-round. Major improvements include a new roof (2022), new furnace and central air conditioning system (2022), and EverLights permanent exterior lighting installed in 2021, allowing customizable seasonal displays or classic white lighting at the touch of a button. The property has been meticulously cared for and is both smoke-free and pet-free. Outside, the underground sprinkler system has been professionally serviced, with all sprinkler heads tested, giving the next owner a peace of mind. Whether you’re enjoying the lake views, entertaining guests, or simply relaxing at home, this move-in-ready property offers the perfect blend of modern updates and waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Comp/Shingle
- Construction materials: Frame,Concrete Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Softener Owned
- Laundry features: Lower Level,Tile
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedroom2
- Level: U
- Area: 102.00999999999999
Bedroom3
- Level: U
- Area: 121.19999999999999
Bedroom4
- Level: G
- Area: 140.39999999999998
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Main level bathrooms: 2
Dining Room
- Features: Living/Dining Combination,Kitchen/Dining,Sliding Glass Doors,Tile
- Level: U
- Area: 148.48
Family Room
- Features: Fireplace,Sliding Glass Door,Carpet
- Level: G
- Area: 228
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Window features: Partial
- Number of fireplaces: 1
- Fireplace features: Family Room,One,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,468
Interior Area
- Total structure area: 2,274
- Total interior livable area: 2,274 sqft
Kitchen
- Features: Tile
- Level: U
- Area: 120.64
Living Room
- Features: Tile
- Level: U
- Area: 204.8
Master Bedroom
- Level: U
- Area: 152.32000000000002
Property
Details
- Parcel number: 010015016
- Zoning: R
Features
- Levels: Split Foyer
- Patio & porch: Deck
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front
- Living area range: 1401-1600
Lot
- Lot size: 0.30 Acres
- Features: Landscaping: Auto Under sprinkler,Established Yard,Good
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance | $518 | $6,216 |
| Property Taxes | $561 | $6,732 |
| Electricity | $140 | $1,684 |
| Total | $3,443 | $41,316 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $440,000 |
| 2026-06-17 | Price change | $455,000 |
| 2026-06-01 | Listed for sale | $465,000 |
| 2021-04-21 | Sold | $318,000 |
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