16702 Wise St, Saint Paul, VA, 24283
About This Home
Opportunity awaits with this home conveniently located in the heart of St. Paul. Offering a spacious layout, this property features 2 bathrooms and a large kitchen area with plenty of room to create a warm and inviting gathering space. This home is perfect for someone ready to bring their vision to life. It offers a wonderful opportunity to update and personalize, creating a space that truly reflects your style and needs. A standout feature is the detached garage with an apartment above. With some improvements, the apartment could provide additional living space for guests, extended family, or future rental income. Situated in a convenient in-town location close to local amenities, this property combines comfort, flexibility, and opportunity. Don't miss your chance to make it your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average
- Year built: 1945
Materials
- Roof: Metal
- Construction materials: Aluminum Siding,Plaster
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,094
- Total interior livable area: 1,396 sqft
Property
Details
- Parcel number: 004670
- Zoning: RES
Features
- Levels: One
- Stories: 1
- Topography of land: Rolling Slope
Lot
- Lot size dimensions: see acreage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $83 | $996 |
| Electricity | $202 | $2,433 |
| Total | $1,147 | $13,764 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $142,900 |
| 2026-03-25 | Listed for sale | $147,900 |
| 2025-12-15 | Listing removed | -- |
| 2025-11-25 | Price change | $145,000 |
| 2025-10-26 | Listed for sale | $150,000 |
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