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1561 New Zion Church Rd, Williamsburg, KY, 40769

5beds
4baths
6,870sqft
$359,900
$52price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

You would have to see it to believe it. Large enough for two families with 6870 SF +/-, five bedrooms (all with walk-in closets), three- and one-half baths, two laundry rooms, very large 24'X48' room downstairs with plenty of room for children to play, crown molding throughout the whole upstairs, utility room, 8'X66 deck on the back of the house that wraps around to the side and is 12'X22. There are two bedrooms downstairs and three up. Nice pond to fish in or just look at from the back deck. All this is only six miles from town and a couple of miles from exit 15 on I75. Owners are leaving the majority of the appliances with the house. Hot water heater is only 1 1/2 years old.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Interior Entry,Sump Pump,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Concrete,Hardwood,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 3,300
  • Finished area above ground: 3,570

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 6,870
  • Total interior livable area: 6,870 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Common Area,Accessible Entrance

Details

  • Parcel number: 1070000011.00D1

Features

  • Levels: Two
  • Fencing: Partial
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Neighborhood,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • Horses can be raised: Yes

Lot

  • Lot size: 2.20 Acres
  • Features: Few Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$304$3,648
Property Taxes $216$2,592
Electricity $542$6,510
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 40769$135
Whitley County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 40769$125
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$399,900
2026-04-13Listed for sale$429,900
2026-04-03Listing removed$429,900
2026-02-03Price change$429,900
2025-10-02Listed for sale$449,500

For Sale by Agent

AgentDennis L Anderson
BrokerageAnderson's Premier Realty

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