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110 Locklin Dr, Williamsburg, KY, 40769

5beds
4baths
4,285sqft
$699,900
$163price/sqft
$4,657/moest. monthly cost
$186,280/yrincome needed

About This Home

Beautiful brick home overlooking the city of Williamsburg with an absolutely gorgeous view especially from the upstairs deck. It has five bedrooms two of which are masters with a nice jacuzzi in one and a large screen TV. The main level has a large eat-in-kitchen with plenty of cabinet space, a formal dining room, laundry room, and a large family room with a nice gas fireplace with remote. Upstairs there are two bedrooms, full bath, and a large living room. Downstairs has a eat-in-kitchen, large living room with a gas fireplace, full bath, and a bedroom. Part of the basement is unfinished and has a roll up door for easy access and to store equipment. Two decks on the back of the house and a front porch. Two car attached garage with a pull down stairs for extra storage. Also, the upstairs has access to the attic that is used for storage as well. This home is move in ready with plenty of space. Included in the sale is a 1040 SF +/- brick home that can be used as a guest house with two bedrooms, living room, washer and dryer, and eat-in-kitchen. This house is mostly furnished.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
Williamsburg City SchoolGrades PK-120.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,210
  • Finished area above ground: 3,075

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 4,285
  • Total interior livable area: 4,285 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Second

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 1102000004.00

Features

  • Levels: Three Or More
  • Fencing: Partial
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Neighborhood

Lot

  • Lot size: 1.45 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$592$7,104
Property Taxes $188$2,256
Electricity $338$4,060
Total$4,657$55,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,668/yr
40% on housing$139,710/yr
45% on housing$124,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 40769$129
Whitley County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40769$125
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$699,900
2025-09-25Listed for sale$550,000

For Sale by Agent

AgentDennis L Anderson
BrokerageAnderson's Premier Realty

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