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904 W 5th St, Corbin, KY, 40701

4beds
3baths
1,920sqft
$175,000
$91price/sqft
$1,202/moest. monthly cost
$48,080/yrincome needed

About This Home

Investor opportunity! This property is zoned R-3 Multi-Residential and offers great potential. The first floor features1,920 sq ft of open space with a toilet room, gas laundry hookup, gas stove hookup, gas water heater, and ample storage. The second floor includes 1,920 sq ft of living space divided into two sections, ideal for multi-residential use. One section features a dine-in kitchen, living room, full bathroom, and one bedroom. The other section offers a flexible room suitable for a primary bedroom, office, or additional living space, plus two additional bedrooms, full bathroom, large kitchen with pantry and gas hookup, living room, and closet space. Exterior features include private parking, grassy area, partial chain-link fencing, and access to a creek. Conveniently located within city limits near shopping, dining, entertainment, and schools. AGENT OWNED. Motivated sellers!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
Corbin Elementary SchoolGrades 4-50.6 mi
10/10
Corbin Middle SchoolGrades 6-81.3 mi
10/10
Corbin High SchoolGrades 9-121.0 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1372008003.00

Features

  • Levels: Two
  • Exterior features: Other
  • Fencing: Chain Link,Other

Lot

  • Lot size: 0.90 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$117$1,404
Property Taxes $47$564
Electricity $154$1,850
Total$1,202$14,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,211/yr
40% on housing$36,060/yr
45% on housing$32,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 40701$120
Whitley County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40701$123
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$175,000
2026-04-30Price change$190,900
2026-04-14Price change$194,900
2026-04-07Price change$200,000
2026-03-21Price change$230,000
2026-03-12Listed for sale$240,000
2025-04-30Sold$22,500

For Sale by Agent

AgentNatasha Dietlin
BrokerageCENTURY 21 Advantage Realty

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