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1 Oak Ln, Mexico, MO, 65265

2beds
2baths
1,876sqft
$274,900
$147price/sqft
$1,969/moest. monthly cost
$78,760/yrincome needed

About This Home

PRICE IMPROVEMENT! ... Beautiful, well-kept, all brick home in the heart of Mexico. Accessible, one-level living with numerous features including garage-to-house ramp, surround home sidewalks, outdoor motion lighting, bathroom grab bars, and self-lighting closets. More outdoor extras including raised garden, covered patio, fenced yard, screened shed, and mower shed... all creating an at-home oasis.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
4/10
Mexico Middle SchoolGrades 6-80.6 mi
4/10
Mexico High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1953

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 152280
  • Dimensions: 1410 x 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Electric

Dining Room

  • Level: Main
  • Area: 13095
  • Dimensions: 135 x 97

Family Room

  • Level: Main
  • Area: 14430
  • Dimensions: 13 x 1110

Features

  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main
  • Area: 5376
  • Dimensions: 112 x 48

Full Bathroom

  • Level: Main

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Kitchen

  • Level: Main
  • Area: 17604
  • Dimensions: 163 x 108

Living Room

  • Level: Main
  • Area: 2665
  • Dimensions: 205 x 13

Master Bedroom

  • Level: Main
  • Area: 2262
  • Dimensions: 13 x 174

Property

Details

  • Parcel number: 197351007015000

Features

  • Patio & porch: Concrete

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 114 x 124.2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$272$3,264
Property Taxes $164$1,968
Electricity $143$1,719
Total$1,969$23,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,508/yr
40% on housing$59,070/yr
45% on housing$52,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 65265$127
Audrain County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 65265$136
Audrain County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$274,900
2026-07-03Listed for sale$285,000
2022-07-29Sold--

For Sale by Agent

AgentMitzi McLaren
BrokerageThe Heartland

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