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214 S Mississippi St, Mexico, MO, 65265

2beds
1baths
1,096sqft
$60,000
$55price/sqft
$539/moest. monthly cost
$21,560/yrincome needed

About This Home

Looking for an affordable opportunity to build equity? This charming home is full of potential and is perfect for a first-time home buyer ready to make it their own or an investor looking for their next project. Situated on a nice, flat lot, the property features a fully fenced backyard, a storage shed for extra space, and plenty of room to enjoy the outdoors. With a little TLC, this home could truly shine. Conveniently located and priced to sell, this is a great opportunity you won't want to miss. Cash or conventional financing only.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

2/10
4/10
Mexico Middle SchoolGrades 6-80.6 mi
4/10
Mexico High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Property

Details

  • Parcel number: 198271012004
  • Zoning description: R-S Single Family Residential

Features

  • Patio & porch: Front Porch

Lot

  • Lot size: 5,700 sqft
  • Lot size dimensions: 50 x 114

Parking

  • Parking features: No Garage,Paved
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$59$708
Property Taxes $36$432
Electricity $141$1,693
Total$539$6,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,480/yr
40% on housing$16,170/yr
45% on housing$14,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 65265$130
Audrain County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 65265$136
Audrain County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$60,000
2025-12-14Listing removed--
2025-09-15Listed for sale$70,000
2024-03-17Listing removed--
2023-12-18Listed for sale$65,000
2023-11-15Pending sale$65,000
2023-11-10Listed for sale$65,000
2023-11-02Pending sale$65,000
2023-09-12Listed for sale$65,000
2018-08-01Sold--
2018-06-06Listed for sale$35,000

For Sale by Agent

AgentBailey Langworthy
BrokerageAtrium Realty, LLC

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