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10 Oakwood Shoreline Dr, Bruce, SD, 57220

2beds
1baths
688sqft
$324,900
$472price/sqft
$4,099/moest. monthly cost
$163,960/yrincome needed

About This Home

Escape to lakeside living with this charming 2-bedroom, 1-bath cabin ideally located just over an hour north of Sioux Falls and only minutes from Brookings, near the scenic Oakwood State Park. Whether you’re seeking a peaceful weekend retreat or a cozy seasonal getaway, this well-cared- for property offers the perfect blend of comfort and outdoor adventure. Surrounded by nature, you’ll enjoy easy access to hiking trails, fishing, and serene lake views right outside your door. The inviting 3-season porch is the perfect place to relax with your morning coffee or unwind after a day on the water. The property features a detached garage, laundry area for convenience, and a separate bunk house for added storage. This cabin has been well maintained and thoughtfully winterized, giving you peace of mind for year-round ownership. The dock is included and the boat accessories and personal property are negotiable, making this an excellent opportunity to step into lake life with ease. Don’t miss your chance to own this cozy retreat in a highly desirable recreational area and schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
10/10
Arlington Jr. High - 03Grades 7-88.6 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master Downstairs,Main Floor Laundry
  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 688

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 688 sqft

Property

Details

  • Parcel number: 141071115107410

Features

  • Patio & porch: Patio,3-Season Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Other - Out of Jurisdiction

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 43X160

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Brookings County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance $1,956$23,472
Property Taxes $355$4,260
Electricity $146$1,755
Total$4,099$49,188

Income You'd Need if You Spent...

35% on housing$140,537/yr
40% on housing$122,970/yr
45% on housing$109,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 57220$95
Brookings County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 57220$40
Brookings County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$345,500
2026-03-27Listing removed--
2026-02-25Price change$349,900
2026-02-03Listed for sale$356,500
2025-12-22Listing removed--
2025-10-27Price change$360,000
2025-08-27Price change$365,000
2025-07-08Price change$375,000
2025-06-16Price change$379,900
2025-05-08Listed for sale$389,900

For Sale by Agent

AgentShad W Carney
BrokerageHegg, REALTORS

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