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12325 NE CR 793, Raiford, FL, 32083

4beds
2baths
1,600sqft
$345,000
$216price/sqft
$2,511/moest. monthly cost
$100,440/yrincome needed

About This Home

Seller offering $2,500 buyer credit! Welcome home to this beautiful 4-bedroom, 2-bathroom 2015 home situated on 1 acre in Raiford, Florida. Offering 1,600 heated and cooled square feet and 2,150 total square feet including the attached garage, this home is move-in ready with thoughtful upgrades throughout. Recent improvements include all new flooring, new baseboards, and fresh interior paint, giving the home a clean, modern feel. Additional features include a tankless water heater for endless hot water and solar panels to help improve energy efficiency and reduce utility costs. If you've been searching for a spacious, updated home with room to enjoy country living, this one is a must-see!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Refrigerator,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 1905210000001020

Features

  • Stories: 1
  • Patio & porch: Rear Porch

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters in Union County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$159$1,908
Property Taxes $411$4,932
Electricity $197$2,366
Total$2,511$30,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,091/yr
40% on housing$75,330/yr
45% on housing$66,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 32083$149
Union County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 32083
Union County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$342,500
2026-07-01Listed for sale$345,000
2024-10-24Sold$325,000
2024-09-14Pending sale$332,500
2024-09-04Price change$332,500
2024-05-10Listed for sale$342,500
2015-09-16Sold$154,890

For Sale by Agent

AgentCANDACE BRATCHER
BrokerageCW REALTY

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