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1172 Lazy M Cir, Red Lodge, MT, 59068

3beds
2baths
2,312sqft
$769,000
$333price/sqft
$4,626/moest. monthly cost
$185,040/yrincome needed

About This Home

Stunning mountain retreat with breathtaking panoramic mountain views & serene beauty of a manicured golf course & pond. This exceptional home offers the perfect blend of luxury, comfort, & nature. Step inside to find an open concept living space with vaulted ceilings, gfp encased in granite & expansive windows that bring in natural light. Beautiful synthetic hardwood floors, quartz countertops, & recessed lighting throughout. The gourmet kitchen features a gas stove, great lighting, ss appliances, pantry, & an island ideal for entertaining. Office/exercise/reading room is conveniently off the great room. 3 bedrooms, 2 full bathrooms, m/bedroom has doors out to a patio, walk-in closet, & master bath, 1 bedroom has a storage loft (11'5X11'5), & both have nice sized closets. Lush yard with its own well for watering, 2 patios & attached 2 car garage. Short- & long-term rentals allowed.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Mountain View SchoolGrades PK-51.1 mi
4/10
10/10
Red Lodge High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom

  • Features: Ceiling Fan(s),Closet
  • Level: Main

Bedroom

  • Features: Ceiling Fan(s),Closet,Sliding Doors
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Recessed Lighting,Sliding Doors,Vaulted Ceiling(s)
  • Level: Main

Features

  • Ceiling Fan(s),Pantry,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,312

Great Room

  • Features: Ceiling Fan(s),Closet,Fireplace,Recessed Lighting,Vaulted Ceiling(s)
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,312 sqft

Kitchen

  • Features: Quartz Counters,Recessed Lighting,Vaulted Ceiling(s)
  • Level: Main

Laundry

  • Features: Sink
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Sliding Doors,Vaulted Ceiling(s)
  • Level: Main

Office

  • Features: Recessed Lighting
  • Level: Main

Property

Details

  • Parcel number: 1139400
  • Zoning description: Suburban Residential Zone Un-zoned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler/Irrigation,Patio,Storage
  • Fencing: None

Lot

  • Lot size: 0.28 Acres
  • Features: Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Wildfire
Hail

FEMA Declared Disasters in Carbon County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance $304$3,648
Property Taxes $276$3,312
Electricity $158$1,905
Total$4,626$55,512

Income You'd Need if You Spent...

35% on housing$158,605/yr
40% on housing$138,780/yr
45% on housing$123,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 59068$283
Carbon County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 59068$274
Carbon County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$759,000
2026-08-03Price change$769,000
2026-07-13Price change$779,000
2026-06-17Price change$799,000
2026-06-03Price change$820,000
2026-05-16Price change$835,000
2024-03-20Listed for sale$735,000

For Sale by Agent

AgentJoy DeSaveur
BrokerageMontana Realty Company Rue & Associates

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