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581 Willow Creek Rd, Red Lodge, MT, 59068

2beds
1baths
1,084sqft
$995,000
$918price/sqft
$5,902/moest. monthly cost
$236,080/yrincome needed

About This Home

??? 581 Willow Creek Rd | Red Lodge, Montana Step into a piece of Montana history—where open space, mountain views, and timeless character come together on a property full of opportunity. This 2 bed, 1 bath home is designed to bring the outdoors in, featuring stunning floor-to-ceiling windows that capture natural light and frame the surrounding landscape like living artwork. Just outside, a brand new south-facing covered deck offers the perfect place to take in quiet mornings and wide-open sunsets. Inside, you’ll find thoughtful updates including an updated bathroom and brand new Trane central heating and air, giving you modern comfort while staying true to the setting. Beyond the home, the property opens up into a fully usable, well-equipped setup: ?? Chicken coop ready to go ?? Barn with corrals for horses or livestock ?? Greenhouse for growing year-round ?? Additional cabin structure full of rustic charm ?? Unique boxcar shop for projects, storage, or creative use ?? Newly improved road access ?? New fencing and established boundaries Adding to its character, the property features an artesian well that feeds a natural creek, once serving a traditional Finnish sauna when this land was part of a Finnish homestead in the 1930s—a rare and meaningful connection to the area’s history. With ample space and layout, this property offers room to expand, build, or create something truly your own, all while enjoying what’s already been thoughtfully developed. ?? Located just minutes from Red Lodge, with easy access to outdoor recreation, yet private enough to feel like your own Montana retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Mountain View SchoolGrades PK-57.3 mi
4/10
10/10
Red Lodge High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,084 sqft

Property

Details

  • Parcel number: 10044621404010000

Features

  • Exterior features: Stucco,Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 48 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Cold Wave
Wildfire
Winter Weather
Hail

FEMA Declared Disasters in Carbon County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance $393$4,716
Property Taxes $327$3,924
Electricity $151$1,812
Total$5,902$70,824

Income You'd Need if You Spent...

35% on housing$202,354/yr
40% on housing$177,060/yr
45% on housing$157,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$918This listing

vs Other Active Listings

Avg $/sqft

ZIP 59068$275
Carbon County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 59068$274
Carbon County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$1,200,000
2026-01-01Listing removed$1,400,000
2025-09-05Listed for sale$1,400,000
2023-08-09Listing removed--
2023-08-01Listed for sale$525,000

For Sale by Owner

AgentProperty Owner

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