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219 A St, Cheney, WA, 99004

2beds
1baths
864sqft
$195,000
$226price/sqft
$1,378/moest. monthly cost
$55,120/yrincome needed

About This Home

Discover the possibilities with this charming single-level home in Cheney, offering comfort today and exciting potential for tomorrow. Inside, you'll find two comfortable bedrooms, a 3/4 bathroom, and a functional kitchen featuring built-in cabinetry and a sleek glass-top range. The inviting living room is filled with natural light thanks to updated vinyl windows, creating a warm and welcoming atmosphere. Downstairs, a spacious family room provides flexible space for entertaining, hobbies, or a home office, while the laundry room adds convenience and extra storage. Outside, the home and detached garage sit on a generous corner lot with endless opportunities. Whether you envision expanded outdoor living, a garden, or future development, this property delivers. With the potential to divide the lot for two additional dwellings—either duplexes or single-family homes—this is a rare opportunity for homeowners, investors, or builders alike. Enjoy the charm of a move-in ready home with exceptional long-term value!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
Betz Elementary SchoolGrades PK-50.3 mi
4/10
Cheney Middle SchoolGrades 6-81.1 mi
6/10
Cheney High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Wood Frames,Vinyl Frames

First Floor

  • Level: First
  • Area: 624

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 13131.3201

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,019 sqft
  • Features: Level,Corner Lot,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Earthquake
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$64$768
Property Taxes $179$2,148
Electricity $149$1,793
Total$1,378$16,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,245/yr
40% on housing$41,340/yr
45% on housing$36,746/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$195
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$189,900
2026-07-19Listed for sale$195,000
2002-07-31Sold$55,000

For Sale by Agent

AgentJonathan Bich
BrokerageColdwell Banker Tomlinson

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