175 Lower Lynch Creek Rd, Plains, MT, 59859
About This Home
This wonderful, freshly updated home truly has it all. With 4 bedrooms and 4 baths, it offers generous space for comfortable living. The open living and dining area are filled with natural light thanks to large windows that frame incredible views all day long, but especially at sunset. The beautiful, oversized kitchen features brand new counters and plenty of workspace, perfect for cooking, hosting, or gathering. A deck off the kitchen offers additional space for hosting or for just enjoying the mountain views all around. A spacious laundry room with an extra sink and ample counter space adds everyday convenience plus additional storage. Stay cozy all year with two new wood burners or enjoy the comfort of forced air heating and air conditioning. Step outside to a large, meticulously maintained lawn complete with a sprinkler system to keep it lush year-round. The well-established garden has been lovingly cared for and includes asparagus, strawberries, rhubarb, and blackberries. The property also includes an attached garage plus a detached workshop with a newly finished cement floor — ideal for projects, storage, or hobbies. To top it all off, this home is part of — and surrounded by — 143+ acres of conservation easement, offering unique hunting and fishing opportunities right outside your door. This protected land ensures the property will maintain its privacy and natural beauty for generations to come, all while providing an incredibly convenient location close to town. It’s a rare blend of serenity, recreation, and accessibility. Current owners added a bedroom. Please see the attached flyer for a full list of upgrades! Listing also includes an extra refrigerator, a playhouse, and a John Deere riding mower (and laying hens, if desired).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Partially Finished,Walk-Up Access,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area below ground: 1,056
Heating & Cooling
- Heating features: Forced Air,Wood Stove
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,056 sqft
Property
Details
- Parcel number: 35297915201150000
- Special condition: Standard
Features
- Exterior features: Garden,Hot Tub/Spa,Propane Tank - Owned
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Mountain(s),Creek/Stream
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: Creek,Navigable Water,Waterfront
- Waterbody name: Lancing Slough
Lot
- Lot size: 2.51 Acres
- Features: Back Yard,Conservation Area,Garden,Gentle Sloping,Secluded,Sprinklers In Ground
Parking
- Total spaces: 3
- Parking features: Garage - Attached,Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Landslide
- Wildfire
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Sanders County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance | $240 | $2,880 |
| Property Taxes | $260 | $3,120 |
| Electricity | $209 | $2,518 |
| Total | $4,749 | $56,988 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $799,000 |
| 2025-01-06 | Sold | -- |
| 2024-12-09 | Listed for sale | $750,000 |
| 2024-09-30 | Listing removed | $750,000 |
| 2024-08-25 | Price change | $750,000 |
| 2024-06-29 | Price change | $799,000 |
| 2024-03-01 | Listed for sale | $850,000 |
| 2024-02-29 | Listing removed | -- |
| 2024-02-01 | Listed for sale | $870,000 |
| 2023-09-14 | Listing removed | -- |
| 2023-07-05 | Price change | $870,000 |
| 2023-06-09 | Price change | $925,000 |
| 2023-03-20 | Price change | $960,000 |
| 2023-02-18 | Listed for sale | $990,000 |
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