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64 Ponderosa Ln, Thompson Falls, MT, 59873

2beds
1baths
1,047sqft
$375,000
$358price/sqft
$2,178/moest. monthly cost
$87,120/yrincome needed

About This Home

Welcome to your new home on a peaceful and private 4-acre parcel, perfectly nestled toward the end of a quiet housing area with limited passing traffic. The land is mostly level and beautifully treed, with fire abatement already completed, offering both safety and serenity. Two small wildlife ponds on the property attract a wide variety of animals, making it an ideal setting for nature lovers and those seeking a deeper connection with the outdoors. The home itself is approximately 900 square feet and is designed with compact efficiency in mind. It features 1.5 bedrooms and one full bathroom, offering a cozy yet functional living space. You’ll enjoy the benefits of well water, electric service, a private septic system, and high-speed fiber optic internet. With three different heat sources—wood, propane, and electric—you’ll stay comfortable through every season. The front yard is fully fenced, perfect for pets or gardening. One of the standout features of this property is the enormous four-bay shop, built in 2022. It’s large enough to accommodate an RV and offers more than enough space for tools, vehicles, and hobbies of all kinds. The property also includes a water well with a buried cistern, as well as a rainwater collection system already in place to support gardening and animals. Located close to town, you’ll have easy access to gas, groceries, banking, and other essential services. For outdoor enthusiasts, the home is just one mile from a river boat access point and close to public land for hunting, hiking, and exploring. The road to the property is maintained by the county, ensuring reliable access year-round. This property is fully loaded with extras. Included in the sale: The remaining wood in the shed, a personal sawmill for cutting your own lumber, two generators, a wood splitter, a table saw, a small tractor with attachments, a mower, a Jeep with a snowplow, a four-wheeler, multiple trailers, wagons, sleds, and a wide assortment of tools and supplies. The seller is also including a hot tub, washer and dryer, air conditioning unit, two refrigerators, a freezer, a hotplate, microwave, shelves, cabinets, beams, boards, peeled logs, fencing material, steel posts, and propane bottles—nearly everything you need to maintain and enjoy the property.The layout of the home includes a back entry-level living room, a main level with kitchen, dining area, bathroom, pantry, and a combined freezer room and wood storage area. Upstairs, you’ll find the bedrooms, tucked away for added privacy. This property is a rare blend of natural beauty, privacy, functionality, and self-sufficiency. Whether you're looking for a quiet homestead, a hunting retreat, or a base for your outdoor lifestyle, this one-of-a-kind home has everything you need—and more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Thompson Falls 7-8Grades 7-84.0 mi
4/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 1,047 sqft

Property

Details

  • Parcel number: 35309123403350000
  • Special condition: Standard
  • Other equipment: Generator,Other

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 4 Acres
  • Features: Spring,Views,Wooded,Level

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $110$1,320
Property Taxes $21$252
Electricity $151$1,812
Total$2,178$26,136

Income You'd Need if You Spent...

35% on housing$74,674/yr
40% on housing$65,340/yr
45% on housing$58,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 59873$202
Sanders County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 59873
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-10Price change$375,000
2025-06-04Price change$377,000
2025-05-26Price change$379,000
2025-05-23Price change$381,000
2025-05-13Price change$383,000
2025-04-15Listed for sale$385,000

For Sale by Agent

AgentKerry Duff
BrokerageTwite Realty Corp

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