




64 Ponderosa Ln, Thompson Falls, MT, 59873
About This Home
Welcome to your new home on a peaceful and private 4-acre parcel, perfectly nestled toward the end of a quiet housing area with limited passing traffic. The land is mostly level and beautifully treed, with fire abatement already completed, offering both safety and serenity. Two small wildlife ponds on the property attract a wide variety of animals, making it an ideal setting for nature lovers and those seeking a deeper connection with the outdoors. The home itself is approximately 900 square feet and is designed with compact efficiency in mind. It features 1.5 bedrooms and one full bathroom, offering a cozy yet functional living space. You’ll enjoy the benefits of well water, electric service, a private septic system, and high-speed fiber optic internet. With three different heat sources—wood, propane, and electric—you’ll stay comfortable through every season. The front yard is fully fenced, perfect for pets or gardening. One of the standout features of this property is the enormous four-bay shop, built in 2022. It’s large enough to accommodate an RV and offers more than enough space for tools, vehicles, and hobbies of all kinds. The property also includes a water well with a buried cistern, as well as a rainwater collection system already in place to support gardening and animals. Located close to town, you’ll have easy access to gas, groceries, banking, and other essential services. For outdoor enthusiasts, the home is just one mile from a river boat access point and close to public land for hunting, hiking, and exploring. The road to the property is maintained by the county, ensuring reliable access year-round. This property is fully loaded with extras. Included in the sale: The remaining wood in the shed, a personal sawmill for cutting your own lumber, two generators, a wood splitter, a table saw, a small tractor with attachments, a mower, a Jeep with a snowplow, a four-wheeler, multiple trailers, wagons, sleds, and a wide assortment of tools and supplies. The seller is also including a hot tub, washer and dryer, air conditioning unit, two refrigerators, a freezer, a hotplate, microwave, shelves, cabinets, beams, boards, peeled logs, fencing material, steel posts, and propane bottles—nearly everything you need to maintain and enjoy the property.The layout of the home includes a back entry-level living room, a main level with kitchen, dining area, bathroom, pantry, and a combined freezer room and wood storage area. Upstairs, you’ll find the bedrooms, tucked away for added privacy. This property is a rare blend of natural beauty, privacy, functionality, and self-sufficiency. Whether you're looking for a quiet homestead, a hunting retreat, or a base for your outdoor lifestyle, this one-of-a-kind home has everything you need—and more.
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Wood Stove
Interior Area
- Total interior livable area: 1,047 sqft
Property
Details
- Parcel number: 35309123403350000
- Special condition: Standard
- Other equipment: Generator,Other
Features
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s),Trees/Woods
- Topography of land: Level
- Horses can be raised: Yes
Lot
- Lot size: 4 Acres
- Features: Spring,Views,Wooded,Level
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Landslide
- Wildfire
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Sanders County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance | $110 | $1,320 |
| Property Taxes | $21 | $252 |
| Electricity | $151 | $1,812 |
| Total | $2,178 | $26,136 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-10 | Price change | $375,000 |
| 2025-06-04 | Price change | $377,000 |
| 2025-05-26 | Price change | $379,000 |
| 2025-05-23 | Price change | $381,000 |
| 2025-05-13 | Price change | $383,000 |
| 2025-04-15 | Listed for sale | $385,000 |
