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33 Garcon Gulch Rd, Hot Springs, MT, 59845

4beds
3baths
2,880sqft
$735,000
$255price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Well-crafted, spacious home with 360 degree views near the town of Hot Springs, Montana. This ranch style home with full basement is well-made, meticulously maintained, and features improvements and pride of ownership throughout. The floor plan provides great ease of use. There are two bathrooms upstairs, and one full bathroom downstairs. Two bedrooms on each floor. The kitchen is well-appointed for entertaining, opening into both the living and dining areas. Adjoining large pantry, as well as island with cutting board, soft-close drawers, and newer stainless appliances. New flooring and sub-flooring throughout the upstairs. Primary bedroom has a walk-through closet, and the ensuite bathroom has a shower and deep jetted tub. New alder doors in bathrooms and bedrooms upstairs. The daylight basement has walk-out French doors opening to an additional parking area, and below-deck storage. Two bedrooms in the basement, and enough open space that with little effort there could be income potential from this second living space. The outside of the home truly shines. Expansive views in every direction from the large, recently serviced deck on the South and East sides. The property is fully fenced, with a newer gate and room to roam. A seasonal creek runs through the property, and you just might hear bullfrogs at night! New paint on the interior and exterior. The owners love their wood stove for inexpensive, cozy warmth, but the home is also plumbed for propane, and does come with a propane tank. Engineered roof drains and a newer metal roof. New gate with alert, and new outside lighting. This house was built to exceptional standards, and has undergone improvements to last a lifetime. Truly a legacy property, minutes from several hot springs, Flathead Lake, and Glacier National Park. Completely rural, but one hour from two international airports.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Hot Springs SchoolGrades PK-63.4 mi
--
Hot Springs 7-8Grades 7-83.4 mi
1/10
Hot Springs High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Masonite,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,440

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 35322324301300000
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Meadow,Mountain(s)
  • Topography of land: Rolling
  • Horses can be raised: Yes

Lot

  • Lot size: 20 Acres
  • Features: Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Earthquake
Inland Flooding
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance $179$2,148
Property Taxes $63$756
Electricity $197$2,373
Total$4,155$49,860

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 59845$184
Sanders County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 59845
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$735,000
2026-06-09Listed for sale$750,000
2021-07-30Sold--
2021-06-27Contingent$325,000
2021-06-21Listed for sale$325,000
2021-04-27Contingent$325,000
2021-03-19Listed for sale$325,000
2021-03-05Contingent$325,000
2020-11-26Listed for sale$325,000
2020-06-26Listing removed$319,900
2020-05-19Price change$319,900
2019-10-31Price change$325,000
2019-08-01Price change$335,000
2019-06-26Price change$345,000
2019-06-13Listed for sale$325,000

For Sale by Agent

AgentAaron Norton
BrokerageKeller Williams Realty Northwest Montana

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