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32 Whitepine Creek Rd, Trout Creek, MT, 59874

2beds
2baths
1,344sqft
$897,000
$667price/sqft
$5,048/moest. monthly cost
$201,920/yrincome needed

About This Home

Ultimate privacy from this gorgeous and tranquil 29.11+- heavily treed acres. While spending time on this land, the serenity surrounded me. Enter this retreat from the recently re-paved Whitepine Creek Road, through an elk and deer silhouette adorned gate and drive into an oasis of stone landscaping, and gorgeous plantings of flower, trees and shrubs around the lower pond, which paint a setting so stunning, it is reminiscent of a Monet. The home is a wood board and batten two bedroom, two 3/4 bath, rustic Montana dwelling with ample pine tongue-and-groove high ceilings providing much wall space for mounts. The primary bedroom is on the main floor with a nice sleeping loft and a balcony overlooking the forest with mountains as the backdrop. Dog runs, a garden, recreational toy storage galore, a large shop, sleeping cabin and under cover storage for an RV or camper. There is a covered pavilion by the pond and plenty of space for your boat and toys to be out of the weather. Welcome! A large shop, previously a taxidermy studio, has two overhead doors, a large open area with loft storage and the rooms including an office on one shed-roofed side. There are ample outbuildings for your hobbies, recreational loves and extra equipment, including a bunk room. In addition to Montana's favorite, wood heat in the main home, a propane heater has been added. Whitepine Creek is access to National Forest all the way into Idaho. You have lovely paved, county road access, while just up the road is a National Forest loop with creek and ridge rides that are amazing. Known for lion hunting, elk, deer, moose, turkeys and bear, this valley is a honey hole for wildlife. Bring your fishing boat for the Noxon Rapids Reservoir and Northwest Regional bass tournaments on the 35+- miles of pristine boating on the Clark Fork River. Trout Creek is a recreational paradise that we are blessed to call home. Call for a showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
Thompson Falls 7-8Grades 7-813.3 mi
4/10
Thompson Falls High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Poured
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Fireplace(s),Propane,Wood Stove

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 35333918201450000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Deck,Front Porch,Balcony
  • Exterior features: Balcony,Dog Run,Garden,Storage,Propane Tank - Leased
  • Fencing: Cross Fenced,Perimeter
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront
  • Waterbody name: Pond
  • Topography of land: Level,Rolling
  • Horses can be raised: Yes

Lot

  • Lot size: 29.11 Acres
  • Features: Back Yard,Corners Marked,Front Yard,Garden,Gentle Sloping,Landscaped,Orchard(s),Secluded,Views,Wooded,Level,Rolling Slope

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,535$54,420
Home Insurance $309$3,708
Property Taxes $53$636
Electricity $151$1,812
Total$5,048$60,576

Income You'd Need if You Spent...

35% on housing$173,074/yr
40% on housing$151,440/yr
45% on housing$134,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 59874$394
Sanders County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 59874
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$949,900
2026-03-15Price change$995,000
2025-12-30Listed for sale$1,050,000
2025-12-17Listing removed$1,050,000
2025-10-20Price change$1,050,000
2025-06-19Listed for sale$1,075,000

For Sale by Agent

AgentTina M Daugherty
BrokerageRealty Northwest

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