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23612 N Westlake Dr, Nine Mile Falls, WA, 99026

4beds
3baths
4,040sqft
$1,270,000
$314price/sqft
$7,948/moest. monthly cost
$317,920/yrincome needed

About This Home

Welcome to “The Castle” of Westlake Drive, a rare, secluded, move-in ready 4 Bed, 3 Bath, river rock styled cedar WATERFRONT lodge with a unique combination of palatial space inside and out, low bank frontage, refinished natural wood floors, oversized, drive-thru 4+ garage, and beautiful mountain views! On market for the first time in 25 years and a mere 20 minutes from Spokane, this home features 100’ of WATERFRONT on the shore of the 26-mile-long Lake Spokane (known for swimming, fishing and recreation) including two private docks, a gently sloping backyard, and access to community boat launch and helipad. Enjoy the open and spacious kitchen, dining and living areas with breathtaking picture windows framing one-of-a-kind views while drinking in morning sunlight and vaulted ceilings. Rest and recharge in one, or both, of the upstairs primary suites, complete with en-suite bathrooms, private balconies and walk-in closets and connected by an elevated, open, natural wood hallway and recreation room. Tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Lakeside Middle SchoolGrades 6-84.4 mi
8/10
Lakeside High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Stone,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s)
  • Window features: Multi Pane Windows,Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1860

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,040
  • Total interior livable area: 4,040 sqft

Other

  • Level: Second
  • Area: 2180

Property

Details

  • Parcel number: 17052.1008

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Dock,Boat Slip,See Remarks

Lot

  • Lot size: 0.31 Acres
  • Features: Views,Level,Surveyed

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Access/Parking,Garage Door Opener,Off Site,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,421$77,052
Home Insurance *$337$4,044
Property Taxes $914$10,968
Electricity $276$3,316
Total$7,948$95,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,502/yr
40% on housing$238,440/yr
45% on housing$211,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 99026$221
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99026$226
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Listed for sale$1,320,000
2026-01-01Listing removed$1,320,000
2025-11-05Price change$1,320,000
2025-10-03Listed for sale$1,350,000
2025-10-01Listing removed$1,350,000
2025-08-20Price change$1,350,000
2025-04-17Price change$1,450,000
2025-04-10Listed for sale$1,400,000
2005-09-30Sold$600,000

For Sale by Agent

AgentBrian Zapotocky
BrokerageWindermere Manito, LLC

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