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1518 Susan Cir, Gallup, NM, 87301

3beds
2baths
2,757sqft
$466,000
$169price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

This spacious property combines modern convenience with the charm of Southwest living, featuring bright, open living areas and thoughtfully designed spaces perfect for both relaxing and entertaining. Discover this truly beautiful and exquisite home with spectacular views of not only the golf course but of the southwestern scenery that is breathtakingly beautiful! This custom built home has everything you need! An open-concept floor plan that features tall windows that allows abundant natural light, recessed lighting that provides the comfort once the sun goes down, and more than enough space inside and outside. Located on more than 1/2 acre, you can enjoy a private backyard retreat, perfect for relaxing evenings or weekend gatherings. You will definitely enjoy the comfort of every inch of living space here. The primary bedroom would be your sanctuary to relax or even have it into a workout room with that huge walk-in closet and the adjoining bathroom features a jet tub with a walk-in shower! Other appealing features include radiant floor heating, refrigerated air-conditioning, an insulated 3 car garage, skylights, a new roof, new HVAC system, new water heater, and so much more! You don't want to miss this opportunity to see this perfect home!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
7/10
Gallup Middle SchoolGrades 6-80.8 mi
3/10
Miyamura High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Built-In Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Floor Furnace
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,757
  • Total interior livable area: 2,757 sqft

Master Bathroom

  • Features: Double Sinks, Separate Shower

Property

Details

  • Parcel number: 2104087499148

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio Covered
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Block,Wire

Lot

  • Lot size: 0.55 Acres
  • Features: Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,356$28,272
Home Insurance *$263$3,156
Property Taxes $135$1,620
Electricity $196$2,352
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$118
McKinley County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$466,000
2018-07-18Sold--
2018-06-22Listed for sale$379,000
2014-01-29Sold--

For Sale by Agent

AgentAlicia Pulley
BrokerageRe/Max Combined Investments

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