804 E Hill Ave, Gallup, NM, 87301
About This Home
Versatile Multi-Family Property in the Heart of Downtown Gallup! Don't miss this incredible opportunity to own a fully remodeled multi-family home in downtown Gallup! This well-maintained property features two separate units—perfect for use as a duplex or two rental apartments. Each level offers 2 bedrooms and 1 full bathroom, ideal for owner-occupants, investors, or multi-generational living. Enjoy peace of mind with a brand new roof and new evaporative cooling system. Both kitchens have been beautifully remodeled with modern finishes, and the property has the potential to come fully furnished—ready for move-in or immediate rental income. Located just minutes from schools, restaurants, and all that downtown Gallup has to offer, this property combines comfort, convenience, and investment potential. Live in one unit and rent the other, or add a strong performer to your rental portfolio. Schedule a showing today—this one won’t last!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Roof: Hip,Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Features
- Flooring: Carpet,Hardwood
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating
- Heating features: Forced Air,Natural Gas,Fireplace(s)
Property
Details
- Parcel number: 2105088200200
Features
- Levels: Two
- Stories: 2
Lot
- Features: Irregular Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $53 | $636 |
| Electricity | $148 | $1,780 |
| Total | $1,240 | $14,880 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $195,000 |
| 2026-03-30 | Listing removed | $195,000 |
| 2025-08-29 | Listed for sale | $195,000 |
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