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4578 Ruth Rd, Madison, VA, 22727

5beds
6baths
5,153sqft
$4,450,000
$864price/sqft
$26,022/moest. monthly cost
$1,040,880/yrincome needed

About This Home

Set amidst 17 beautifully landscaped acres, Monte Ventoso is an extraordinary Italian-inspired villa offering the ambiance of a private Mediterranean retreat in the foothills of the Blue Ridge Mountains. Ideally positioned between Washington, D.C. and Charlottesville, VA, the estate combines exceptional privacy with convenient accessibility. A handcrafted fountain imported from Italy creates a striking first impression and sets the tone for the home’s timeless character and tranquil setting. The property features refined architectural details with modern comforts, designed for both daily living and elegant entertaining. The main residence and primary guest cottage offer radiant heated floors, whole-house generators, gourmet kitchens, and quality touches around every corner. Outdoor living spaces include an ozone pool, hot tub, and cold plunge, an outdoor kitchen, dual-sided fireplace, and multiple terraces and gardens overlooking the surrounding natural beauty. Monte Ventoso presents a rare opportunity to experience a private oasis where European-inspired design, resort-style amenities, and the serenity of Virginia’s countryside come together in an unforgettable setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Construction materials: Stick Built,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Disposal,Refrigerator,Some Commercial Grade,Dryer,Washer

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Mud Room,Recessed Lighting,Vaulted Ceiling(s)
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,153

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Radiant
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 5,153
  • Total interior livable area: 5,153 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Mud Room

  • Level: First

Study

  • Level: First

Property

Details

  • Parcel number: 38 16B
  • Zoning description: C-1 Conservation
  • Exclusions: Potentially a few window treatments,garden statues & garden fountains

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool,Private
  • Patio & porch: Patio,Porch
  • Exterior features: Fire Pit,Landscape Lights,Outdoor Kitchen
  • Has view: Yes
  • View description: Garden,Mountain(s),Panoramic,Rural
  • Topography of land: Rolling

Lot

  • Lot size: 17.32 Acres
  • Features: Garden,Landscaped,Open Lot,Private

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,501$270,012
Home Insurance *$1,424$17,088
Property Taxes $1,601$19,212
Electricity $496$5,956
Total$26,022$312,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$892,182/yr
40% on housing$780,660/yr
45% on housing$693,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$864This listing

vs Other Active Listings

Avg $/sqft

ZIP 22727$465
Madison County$358

vs Homes Sold Last Month

Median $/sqft

ZIP 22727$264
Madison County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$4,450,000
2025-07-23Listing removed$5,950,000
2025-02-07Price change$5,950,000
2024-09-27Price change$7,750,000
2024-05-15Listed for sale$8,950,000

For Sale by Agent

AgentCOURT NEXSEN
BrokerageMCLEAN FAULCONER INC., REALTOR

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